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Single Family ResidenceResidential
$525,742$613 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $398,000 on Apr 1, 2016

522 MADISON ST

WATSONVILLE, CA 95076
2
Beds
1
Baths
858 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,225 ft²
Lot SizeThe size of the land the home sits on, from county records.
1939
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$526K
$493K low$559K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$398,000 · Apr 1, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,020 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$480,574 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$336,402
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,172
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$471,151
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$441,630

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Edward A. Hall Middle SchoolF
Middle · Grades 6–8 · 0.4 mi
E
MacQuiddy ElementaryF
Elementary · Grades KG–5 · 0.5 mi
H
Watsonville High SchoolD+
High · Grades 9–12 · 0.7 mi

District: Pajaro Valley Joint Unified School District

Neighborhood · ZIP 95076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.510

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.83,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.573 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,517
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,801
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

522 Madison St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Santa Cruz County
  • Costs more per square foot than 81% of homes in Watsonville 95076
  • Smaller than 94% of homes in Watsonville 95076
  • Has a smaller lot than 76% of homes in Watsonville 95076
  • Older than 87% of homes in Santa Cruz County

What homes are worth in Watsonville 95076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$394K$2.2M

This home is worth more than 15% of homes in Watsonville 95076.

How it measures up in Watsonville 95076

The dot is this home. The mark in the middle is the typical home in Watsonville 95076.

Estimated value$525,742
CheaperTypical $721,396Pricier

Pricier than 15% of homes nearby

Price per ft²$613
CheaperTypical $473Pricier

Pricier than 81% of homes nearby

Living area858 ft²
SmallerTypical 1,510 ft²Bigger

Bigger than 6% of homes nearby

Lot size4,225 ft²
SmallerTypical 0.17 acBigger

Bigger than 24% of homes nearby

Year built1939
OlderTypical 1973Newer

Newer than 14% of homes nearby

How 522 Madison St ranks against every home in each area.
MeasureThis homeWatsonville 95076Santa Cruz County
Estimated valuepricier than$525,74215% of homes6% of homes
Price per ft²pricier than$61381% of homes41% of homes
Living areabigger than858 ft²6% of homes9% of homes
Lot sizebigger than4,225 ft²24% of homes26% of homes
Year builtnewer than193914% of homes13% of homes

About 522 Madison St

How much is 522 Madison St, Watsonville, CA worth?

The TopHap Estimate for 522 Madison St, Watsonville, CA is $525,742 as of Sep 24, 2026. The likely range is $492,589 to $558,895. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 522 Madison St, Watsonville, CA last sell?

522 Madison St, Watsonville, CA last sold on Apr 1, 2016 for $398,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 522 Madison St, Watsonville, CA?

522 Madison St, Watsonville, CA has 2 bedrooms, 1 bathrooms, 858 square feet of living space and a 0.10-acre lot.

When was 522 Madison St, Watsonville, CA built?

522 Madison St, Watsonville, CA was built in 1939, making it 87 years old.

What schools serve 522 Madison St, Watsonville, CA?

522 Madison St, Watsonville, CA is assigned to Edward A. Hall Middle School (middle), rated F; MacQuiddy Elementary (elementary), rated F; Watsonville High School (high), rated D+. All sit in Pajaro Valley Joint Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 522 Madison St, Watsonville, CA compare to other homes in Watsonville 95076?

Among the 16,203 homes in Watsonville 95076, it is worth more than 15% of them ($525,742 against a typical $721,396), its price per square foot is higher than 81% of them ($613 against a typical $473), it is bigger than 6% of them (858 ft² against a typical 1,510 ft²), its lot is bigger than 24% of them (4,225 ft² against a typical 0.17 ac) and it is newer than 14% of them (1939 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 522 Madison St, Watsonville, CA?

The 2025 property tax bill for 522 Madison St, Watsonville, CA was $6,020. The county assessed it at $480,574.

More homes on Madison St

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