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Single Family ResidenceResidential
$265,224$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $84,025 on Nov 21, 2007

523 ROSARY DR

ERLANGER, KY 41018
3
Beds
2 / 1
Baths
1,066 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$265K
$239K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,025 · Nov 21, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$166,224
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$132,979
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,000
MORTGAGEIT INC · recorded Nov 21, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
KENTUCKY HSNG

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,634 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$199,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyKenton
Lot (acres)The size of the land the home sits on, from county records.0.19
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lindeman Elementary SchoolB+
Elementary · Grades KG–5 · 0.3 mi
H
Lloyd High SchoolC
High · Grades 9–12 · 0.8 mi
M
Tichenor Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi

District: Erlanger-Elsmere Independent School District

Neighborhood · ZIP 41018These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.210
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.29,595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,355 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,501
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 Rosary Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Erlanger 41018
  • Costs more per square foot than 88% of homes in Erlanger 41018
  • Smaller than 77% of homes in Kenton County
  • Older than 66% of homes in Erlanger 41018

What homes are worth in Erlanger 41018

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$574K

This home is worth more than 75% of homes in Erlanger 41018.

How it measures up in Erlanger 41018

The dot is this home. The mark in the middle is the typical home in Erlanger 41018.

Estimated value$265,224
CheaperTypical $229,582Pricier

Pricier than 75% of homes nearby

Price per ft²$249
CheaperTypical $192Pricier

Pricier than 88% of homes nearby

Living area1,066 ft²
SmallerTypical 1,134 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.19 ac
SmallerTypical 0.2 acBigger

Bigger than 44% of homes nearby

Year built1964
OlderTypical 1973Newer

Newer than 34% of homes nearby

How 523 Rosary Dr ranks against every home in each area.
MeasureThis homeErlanger 41018Kenton County
Estimated valuepricier than$265,22475% of homes47% of homes
Price per ft²pricier than$24988% of homes86% of homes
Living areabigger than1,066 ft²41% of homes23% of homes
Lot sizebigger than0.19 ac44% of homes39% of homes
Year builtnewer than196434% of homes38% of homes

About 523 Rosary Dr

How much is 523 Rosary Dr, Erlanger, KY worth?

The TopHap Estimate for 523 Rosary Dr, Erlanger, KY is $265,224 as of Jul 14, 2026. The likely range is $238,732 to $291,716. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 523 Rosary Dr, Erlanger, KY last sell?

523 Rosary Dr, Erlanger, KY last sold on Nov 21, 2007 for $84,025, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 523 Rosary Dr, Erlanger, KY?

523 Rosary Dr, Erlanger, KY has 3 bedrooms, 2 bathrooms, 1,066 square feet of living space and a 0.19-acre lot.

When was 523 Rosary Dr, Erlanger, KY built?

523 Rosary Dr, Erlanger, KY was built in 1964, making it 62 years old. It is a bi-level home. The building has 1 story.

What schools serve 523 Rosary Dr, Erlanger, KY?

523 Rosary Dr, Erlanger, KY is assigned to Lindeman Elementary School (elementary), rated B+; Lloyd High School (high), rated C; Tichenor Middle School (middle), rated B-. All sit in Erlanger-Elsmere Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 Rosary Dr, Erlanger, KY compare to other homes in Erlanger 41018?

Among the 8,768 homes in Erlanger 41018, it is worth more than 75% of them ($265,224 against a typical $229,582), its price per square foot is higher than 88% of them ($249 against a typical $192), it is bigger than 41% of them (1,066 ft² against a typical 1,134 ft²), its lot is bigger than 44% of them (0.19 ac against a typical 0.2 ac) and it is newer than 34% of them (1964 against a typical 1973). Measured against all of Kenton County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 Rosary Dr, Erlanger, KY?

The 2025 property tax bill for 523 Rosary Dr, Erlanger, KY was $2,634. The county assessed it at $199,700.

Closest homes

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Assigned schools

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