Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$359,265$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

524 RUBY AVE

EUGENE, OR 97404
3
Beds
1
Baths
1,004 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$359K
$350K low$368K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$168,265
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$134,612
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$138,000
SELCO COMMUNITY CU · recorded Jul 23, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$53,000
WASHINGTON MUTUAL FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,067 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,477 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$161,477
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$346,877

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLane
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 90 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Eugene High SchoolD+
High · Grades 9–12 · 0.6 mi
E
Spring Creek Elementary SchoolB+
Elementary · Grades KG–5 · 1.1 mi
M
Madison Middle SchoolB-
Middle · Grades 6–8 · 1.7 mi

District: Eugene School District 4j

Neighborhood · ZIP 97404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.149

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.33,558
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,335
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,008
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

524 Ruby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Santa Clara Community
  • Costs more per square foot than 87% of homes in Santa Clara Community
  • Smaller than 92% of homes in Santa Clara Community

What homes are worth in Eugene 97404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$323K$738K

This home is worth more than 8% of homes in Eugene 97404.

How it measures up in Eugene 97404

The dot is this home. The mark in the middle is the typical home in Eugene 97404.

Estimated value$359,265
CheaperTypical $443,004Pricier

Pricier than 8% of homes nearby

Price per ft²$358
CheaperTypical $300Pricier

Pricier than 85% of homes nearby

Living area1,004 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.18 ac
SmallerTypical 0.2 acBigger

Bigger than 40% of homes nearby

Year built1970
OlderTypical 1970Newer

Newer than 52% of homes nearby

How 524 Ruby Ave ranks against every home in each area.
MeasureThis homeSanta Clara CommunityEugene 97404Lane County
Estimated valuepricier than$359,2655% of homes8% of homes18% of homes
Price per ft²pricier than$35887% of homes85% of homes79% of homes
Living areabigger than1,004 ft²8% of homes9% of homes13% of homes
Lot sizebigger than0.18 ac43% of homes40% of homes40% of homes
Year builtnewer than197040% of homes52% of homes40% of homes

About 524 Ruby Ave

How much is 524 Ruby Ave, Eugene, OR worth?

The TopHap Estimate for 524 Ruby Ave, Eugene, OR is $359,265 as of Jul 14, 2026. The likely range is $350,298 to $368,232. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 524 Ruby Ave, Eugene, OR?

524 Ruby Ave, Eugene, OR has 3 bedrooms, 1 bathrooms, 1,004 square feet of living space and a 0.18-acre lot.

When was 524 Ruby Ave, Eugene, OR built?

524 Ruby Ave, Eugene, OR was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 524 Ruby Ave, Eugene, OR?

524 Ruby Ave, Eugene, OR is assigned to North Eugene High School (high), rated D+; Spring Creek Elementary School (elementary), rated B+; Madison Middle School (middle), rated B-. All sit in Eugene School District 4j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 524 Ruby Ave, Eugene, OR compare to other homes in Eugene 97404?

Among the 12,652 homes in Eugene 97404, it is worth more than 8% of them ($359,265 against a typical $443,004), its price per square foot is higher than 85% of them ($358 against a typical $300), it is bigger than 9% of them (1,004 ft² against a typical 1,540 ft²), its lot is bigger than 40% of them (0.18 ac against a typical 0.2 ac) and it is newer than 52% of them (1970 against a typical 1970). Measured against all of Lane County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 524 Ruby Ave, Eugene, OR?

The 2025 property tax bill for 524 Ruby Ave, Eugene, OR was $2,067. The county assessed it at $161,477.

Closest homes

More homes in Eugene 97404

Assigned schools

Explore the area

See this home in context

Open 524 Ruby Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map