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Rural ResidenceResidential
$355,438$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5248 RUFF RD

CONCORD, NC 28025
3
Beds
2
Baths
2,550 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$355K
$300K low$411K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,938
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$99,150
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$231,500
JPMORGAN CHASE BANK NA · recorded Jun 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,530 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$522,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$446,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$522,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$522,250

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCabarrus
Lot (acres)The size of the land the home sits on, from county records.3.28
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 200 ft²Porch · 324 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mount Pleasant Middle SchoolC+
Middle · Grades 6–8 · 4.1 mi
H
Mount Pleasant High SchoolC+
High · Grades 9–12 · 4.3 mi
E
Mount Pleasant Elementary SchoolB+
Elementary · Grades KG–5 · 4.8 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.64,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.605 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,044
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5248 Ruff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 93% of homes in Cabarrus County
  • Bigger than 82% of homes in Concord 28025
  • Has a bigger lot than 93% of homes in Cabarrus County
  • Newer than 69% of homes in Concord 28025

What homes are worth in Concord 28025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$830K

This home is worth more than 58% of homes in Concord 28025.

How it measures up in Concord 28025

The dot is this home. The mark in the middle is the typical home in Concord 28025.

Estimated value$355,438
CheaperTypical $326,939Pricier

Pricier than 58% of homes nearby

Price per ft²$139
CheaperTypical $192Pricier

Pricier than 11% of homes nearby

Living area2,550 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 82% of homes nearby

Lot size3.28 ac
SmallerTypical 0.34 acBigger

Bigger than 91% of homes nearby

Year built2001
OlderTypical 1991Newer

Newer than 69% of homes nearby

How 5248 Ruff Rd ranks against every home in each area.
MeasureThis homeConcord 28025Cabarrus County
Estimated valuepricier than$355,43858% of homes45% of homes
Price per ft²pricier than$13911% of homes7% of homes
Living areabigger than2,550 ft²82% of homes74% of homes
Lot sizebigger than3.28 ac91% of homes93% of homes
Year builtnewer than200169% of homes56% of homes

About 5248 Ruff Rd

How much is 5248 Ruff Rd, Concord, NC worth?

The TopHap Estimate for 5248 Ruff Rd, Concord, NC is $355,438 as of Jul 14, 2026. The likely range is $299,847 to $411,029. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5248 Ruff Rd, Concord, NC last sell?

5248 Ruff Rd, Concord, NC last sold on Dec 31, 2003, according to the county's recorded deed.

How big is 5248 Ruff Rd, Concord, NC?

5248 Ruff Rd, Concord, NC has 3 bedrooms, 2 bathrooms, 2,550 square feet of living space and a 3.28-acre lot.

When was 5248 Ruff Rd, Concord, NC built?

5248 Ruff Rd, Concord, NC was built in 2001, making it 25 years old. It is a ranch home. The building has 1 story.

What schools serve 5248 Ruff Rd, Concord, NC?

5248 Ruff Rd, Concord, NC is assigned to Mount Pleasant Middle School (middle), rated C+; Mount Pleasant High School (high), rated C+; Mount Pleasant Elementary School (elementary), rated B+. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5248 Ruff Rd, Concord, NC compare to other homes in Concord 28025?

Among the 20,802 homes in Concord 28025, it is worth more than 58% of them ($355,438 against a typical $326,939), its price per square foot is higher than 11% of them ($139 against a typical $192), it is bigger than 82% of them (2,550 ft² against a typical 1,680 ft²), its lot is bigger than 91% of them (3.28 ac against a typical 0.34 ac) and it is newer than 69% of them (2001 against a typical 1991). Measured against all of Cabarrus County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5248 Ruff Rd, Concord, NC?

The 2025 property tax bill for 5248 Ruff Rd, Concord, NC was $3,530. The county assessed it at $522,250.

Closest homes

More homes in Concord 28025

Assigned schools

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