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Single Family ResidenceResidential
$648,785$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $420,000 on Jul 15, 2016

528 WHISPERING HORSE TRL

ROCKFORD, TN 37853
3
Baths
2,443 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.48 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$649K
$595K low$702K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$420,000 · Jul 15, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$47,985
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,388
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.111%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,800
TJC MORTGAGE · recorded Aug 12, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
Y12 FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,351 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$147,875 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,875
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$591,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBlount
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
Lot (acres)The size of the land the home sits on, from county records.5.48
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StableDeck · 88 ft²Shed · 384 ft²Patio · 264 ft²Porch · 30 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rockford Elementary SchoolB-
Elementary · Grades PK–5 · 1.8 mi
M
Eagleton Middle School
Middle · Grades 6–8 · 2.8 mi
H
Heritage High SchoolB+
High · Grades 9–12 · 5.4 mi

District: Blount County School District

Neighborhood · ZIP 37853These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.158

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,902
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.241 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,537
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,794
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

528 Whispering Horse Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Rockford 37853
  • Costs more per square foot than 79% of homes in Rockford 37853
  • Bigger than 90% of homes in Rockford 37853
  • Has a bigger lot than 91% of homes in Blount County
  • Newer than 90% of homes in Rockford 37853

What homes are worth in Rockford 37853

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$1.3M

This home is worth more than 90% of homes in Rockford 37853.

How it measures up in Rockford 37853

The dot is this home. The mark in the middle is the typical home in Rockford 37853.

Estimated value$648,785
CheaperTypical $331,151Pricier

Pricier than 90% of homes nearby

Price per ft²$266
CheaperTypical $214Pricier

Pricier than 79% of homes nearby

Living area2,443 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 90% of homes nearby

Lot size5.48 ac
SmallerTypical 0.7 acBigger

Bigger than 85% of homes nearby

Year built2005
OlderTypical 1980Newer

Newer than 90% of homes nearby

How 528 Whispering Horse Trl ranks against every home in each area.
MeasureThis homeRockford 37853Blount County
Estimated valuepricier than$648,78590% of homes85% of homes
Price per ft²pricier than$26679% of homes67% of homes
Living areabigger than2,443 ft²90% of homes84% of homes
Lot sizebigger than5.48 ac85% of homes91% of homes
Year builtnewer than200590% of homes80% of homes

About 528 Whispering Horse Trl

How much is 528 Whispering Horse Trl, Rockford, TN worth?

The TopHap Estimate for 528 Whispering Horse Trl, Rockford, TN is $648,785 as of Jul 14, 2026. The likely range is $595,390 to $702,180. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 528 Whispering Horse Trl, Rockford, TN last sell?

528 Whispering Horse Trl, Rockford, TN last sold on Jul 15, 2016 for $420,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 528 Whispering Horse Trl, Rockford, TN?

528 Whispering Horse Trl, Rockford, TN has 3 bathrooms, 2,443 square feet of living space and a 5.48-acre lot.

When was 528 Whispering Horse Trl, Rockford, TN built?

528 Whispering Horse Trl, Rockford, TN was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 528 Whispering Horse Trl, Rockford, TN?

528 Whispering Horse Trl, Rockford, TN is assigned to Rockford Elementary School (elementary), rated B-; Eagleton Middle School (middle); Heritage High School (high), rated B+. All sit in Blount County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 528 Whispering Horse Trl, Rockford, TN compare to other homes in Rockford 37853?

Among the 1,567 homes in Rockford 37853, it is worth more than 90% of them ($648,785 against a typical $331,151), its price per square foot is higher than 79% of them ($266 against a typical $214), it is bigger than 90% of them (2,443 ft² against a typical 1,368 ft²), its lot is bigger than 85% of them (5.48 ac against a typical 0.7 ac) and it is newer than 90% of them (2005 against a typical 1980). Measured against all of Blount County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 528 Whispering Horse Trl, Rockford, TN?

The 2025 property tax bill for 528 Whispering Horse Trl, Rockford, TN was $2,351. The county assessed it at $147,875.

Closest homes

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Assigned schools

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