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Single Family ResidenceResidential
$162,495$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $71,000 on May 15, 2018

5309 ROSE ST

CHATTANOOGA, TN 37412
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$162K
$149K low$176K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$71,000 · May 15, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,775
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,420
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,720
RELIANT BK · recorded Dec 31, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$771 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,875 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,175
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHamilton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
East Ridge Middle SchoolC-
Middle · Grades 6–8 · 0.4 mi
H
East Ridge High SchoolD+
High · Grades 9–12 · 0.5 mi
E
Spring Creek Elementary SchoolD
Elementary · Grades PK–5 · 1.2 mi

District: Hamilton County School District

Neighborhood · ZIP 37412These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.142

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.22,886
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,729 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,155
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,962
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5309 Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Chattanooga 37412
  • Costs more per square foot than 88% of homes in Chattanooga 37412
  • Among the smallest homes in Chattanooga 37412
  • Has a smaller lot than 77% of homes in Hamilton County
  • Older than 86% of homes in Hamilton County

What homes are worth in Chattanooga 37412

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$506K

This home is worth more than 5% of homes in Chattanooga 37412.

How it measures up in Chattanooga 37412

The dot is this home. The mark in the middle is the typical home in Chattanooga 37412.

Estimated value$162,495
CheaperTypical $260,690Pricier

Pricier than 5% of homes nearby

Price per ft²$226
CheaperTypical $184Pricier

Pricier than 88% of homes nearby

Living area720 ft²
SmallerTypical 1,429 ft²Bigger

Smaller than almost all homes nearby

Lot size0.23 ac
SmallerTypical 0.28 acBigger

Bigger than 26% of homes nearby

Year built1945
OlderTypical 1955Newer

Newer than 16% of homes nearby

How 5309 Rose St ranks against every home in each area.
MeasureThis homeChattanooga 37412Hamilton County
Estimated valuepricier than$162,4955% of homes8% of homes
Price per ft²pricier than$22688% of homes66% of homes
Living areabigger than720 ft²almost no homes2% of homes
Lot sizebigger than0.23 ac26% of homes23% of homes
Year builtnewer than194516% of homes14% of homes

About 5309 Rose St

How much is 5309 Rose St, Chattanooga, TN worth?

The TopHap Estimate for 5309 Rose St, Chattanooga, TN is $162,495 as of Jul 14, 2026. The likely range is $149,191 to $175,799. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5309 Rose St, Chattanooga, TN last sell?

5309 Rose St, Chattanooga, TN last sold on May 15, 2018 for $71,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 5309 Rose St, Chattanooga, TN?

5309 Rose St, Chattanooga, TN has 1 bathrooms, 720 square feet of living space and a 0.23-acre lot.

When was 5309 Rose St, Chattanooga, TN built?

5309 Rose St, Chattanooga, TN was built in 1945, making it 81 years old. It is a ranch home. The building has 1 story.

What schools serve 5309 Rose St, Chattanooga, TN?

5309 Rose St, Chattanooga, TN is assigned to East Ridge Middle School (middle), rated C-; East Ridge High School (high), rated D+; Spring Creek Elementary School (elementary), rated D. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5309 Rose St, Chattanooga, TN compare to other homes in Chattanooga 37412?

Among the 7,576 homes in Chattanooga 37412, it is worth more than 5% of them ($162,495 against a typical $260,690), its price per square foot is higher than 88% of them ($226 against a typical $184), it is bigger than almost none of them (720 ft² against a typical 1,429 ft²), its lot is bigger than 26% of them (0.23 ac against a typical 0.28 ac) and it is newer than 16% of them (1945 against a typical 1955). Measured against all of Hamilton County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5309 Rose St, Chattanooga, TN?

The 2025 property tax bill for 5309 Rose St, Chattanooga, TN was $771. The county assessed it at $50,875.

Closest homes

More homes in Chattanooga 37412

Assigned schools

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