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Single Family ResidenceResidential
$124,507$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

531 COMMERCIAL ST

CENTRAL CITY, IA 52214
2
Beds
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$125K
$97K low$152K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,404 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyLinn
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 126 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central City Elementary SchoolB+
Elementary · Grades KG–5 · 0.3 mi
M
Central City Middle School/High SchoolD+
Middle · Grades 6–12 · 0.3 mi

District: Central City Community School District

Neighborhood · ZIP 52214These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,881
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,897
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,119
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

531 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Linn County
  • Costs less per square foot than 88% of homes in Linn County
  • Smaller than 78% of homes in Central City 52214
  • Has a smaller lot than 91% of homes in Central City 52214
  • Older than 65% of homes in Linn County

What homes are worth in Central City 52214

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$710K

This home is worth more than 18% of homes in Central City 52214.

How it measures up in Central City 52214

The dot is this home. The mark in the middle is the typical home in Central City 52214.

Estimated value$124,507
CheaperTypical $241,188Pricier

Pricier than 18% of homes nearby

Price per ft²$118
CheaperTypical $186Pricier

Pricier than 20% of homes nearby

Living area1,056 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.15 ac
SmallerTypical 1.31 acBigger

Bigger than 9% of homes nearby

Year built1961
OlderTypical 1967Newer

Newer than 47% of homes nearby

How 531 Commercial St ranks against every home in each area.
MeasureThis homeCentral City 52214Linn County
Estimated valuepricier than$124,50718% of homes10% of homes
Price per ft²pricier than$11820% of homes12% of homes
Living areabigger than1,056 ft²22% of homes23% of homes
Lot sizebigger than0.15 ac9% of homes18% of homes
Year builtnewer than196147% of homes35% of homes

About 531 Commercial St

How much is 531 Commercial St, Central City, IA worth?

The TopHap Estimate for 531 Commercial St, Central City, IA is $124,507 as of Aug 30, 2026. The likely range is $96,951 to $152,063. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 531 Commercial St, Central City, IA last sell?

531 Commercial St, Central City, IA last sold on May 22, 2000, according to the county's recorded deed.

How big is 531 Commercial St, Central City, IA?

531 Commercial St, Central City, IA has 2 bedrooms, 1 bathrooms, 1,056 square feet of living space and a 0.15-acre lot.

When was 531 Commercial St, Central City, IA built?

531 Commercial St, Central City, IA was built in 1961, making it 65 years old. It is a a-frame home. The building has 1 story.

What schools serve 531 Commercial St, Central City, IA?

531 Commercial St, Central City, IA is assigned to Central City Elementary School (elementary), rated B+; Central City Middle School/High School (middle), rated D+. All sit in Central City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 531 Commercial St, Central City, IA compare to other homes in Central City 52214?

Among the 1,604 homes in Central City 52214, it is worth more than 18% of them ($124,507 against a typical $241,188), its price per square foot is higher than 20% of them ($118 against a typical $186), it is bigger than 22% of them (1,056 ft² against a typical 1,432 ft²), its lot is bigger than 9% of them (0.15 ac against a typical 1.31 ac) and it is newer than 47% of them (1961 against a typical 1967). Measured against all of Linn County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 531 Commercial St, Central City, IA?

The 2024 property tax bill for 531 Commercial St, Central City, IA was $1,404. The county assessed it at $122,300.

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