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Rural ResidenceResidential
$331,964$409 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 46How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,200,000 on Jan 17, 2008

531 OVERBAY HOLW

BEAN STATION, TN 37708
1
Baths
812 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
280.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$332K
$152K low$512K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,200,000 · Jan 17, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.321%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$999,000
CONSUMER CU · 3.65% 1 · recorded Oct 25, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,961 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,450 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$665,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.67
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.135 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGrainger
Lot (acres)The size of the land the home sits on, from county records.280.96
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 1,680 ft²Porch · 404 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bean Station Elementary SchoolB-
Elementary · Grades PK–6 · 2.6 mi
H
Grainger High SchoolD
High · Grades 9–12 · 7.8 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 13.4 mi

District: Grainger County School District

Neighborhood · ZIP 37708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,999
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,852
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

531 Overbay Holw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 95% of homes in Bean Station 37708
  • Smaller than 85% of homes in Grainger County
  • Among the largest lots in Bean Station 37708
  • Among the oldest homes in Bean Station 37708

What homes are worth in Bean Station 37708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$828K

This home is worth more than 64% of homes in Bean Station 37708.

How it measures up in Bean Station 37708

The dot is this home. The mark in the middle is the typical home in Bean Station 37708.

Estimated value$331,964
CheaperTypical $263,806Pricier

Pricier than 64% of homes nearby

Price per ft²$409
CheaperTypical $211Pricier

Pricier than 95% of homes nearby

Living area812 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 16% of homes nearby

Lot size280.96 ac
SmallerTypical 2.19 acBigger

Bigger than almost all homes nearby

Year built1915
OlderTypical 1988Newer

Older than almost all homes nearby

How 531 Overbay Holw ranks against every home in each area.
MeasureThis homeBean Station 37708Grainger County
Estimated valuepricier than$331,96464% of homes63% of homes
Price per ft²pricier than$40995% of homes95% of homes
Living areabigger than812 ft²16% of homes15% of homes
Lot sizebigger than280.96 acalmost all homesalmost all homes
Year builtnewer than1915almost no homes3% of homes

About 531 Overbay Holw

How much is 531 Overbay Holw, Bean Station, TN worth?

The TopHap Estimate for 531 Overbay Holw, Bean Station, TN is $331,964 as of Jul 14, 2026. The likely range is $151,617 to $512,311. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 531 Overbay Holw, Bean Station, TN last sell?

531 Overbay Holw, Bean Station, TN last sold on Jan 17, 2008 for $1,200,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 531 Overbay Holw, Bean Station, TN?

531 Overbay Holw, Bean Station, TN has 1 bathrooms, 812 square feet of living space and a 280.96-acre lot.

When was 531 Overbay Holw, Bean Station, TN built?

531 Overbay Holw, Bean Station, TN was built in 1915, making it 111 years old. The building has 1 story.

What schools serve 531 Overbay Holw, Bean Station, TN?

531 Overbay Holw, Bean Station, TN is assigned to Bean Station Elementary School (elementary), rated B-; Grainger High School (high), rated D; Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 531 Overbay Holw, Bean Station, TN compare to other homes in Bean Station 37708?

Among the 3,549 homes in Bean Station 37708, it is worth more than 64% of them ($331,964 against a typical $263,806), its price per square foot is higher than 95% of them ($409 against a typical $211), it is bigger than 16% of them (812 ft² against a typical 1,232 ft²), its lot is bigger than almost all of them (280.96 ac against a typical 2.19 ac) and it is newer than almost none of them (1915 against a typical 1988). Measured against all of Grainger County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 531 Overbay Holw, Bean Station, TN?

The 2025 property tax bill for 531 Overbay Holw, Bean Station, TN was $1,961. The county assessed it at $83,450.

Closest homes

More homes in Bean Station 37708

Assigned schools

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