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Single Family ResidenceResidential
$436,513$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $385,000 on Jan 26, 2024

531 STEPHENS RD

ROCKY TOP, TN 37769
2
Baths
1,879 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$437K
$410K low$463K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Jan 26, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$47,625
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,100
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$388,888
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Jan 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,436 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,525 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,775
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,625
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$382,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAnderson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.1.01
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Patio · 168 ft²Porch · 437 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lake City Elementary SchoolC+
Elementary · Grades PK–5 · 1.1 mi
M
Lake City Middle SchoolC-
Middle · Grades 6–8 · 1.4 mi
H
Anderson County High SchoolC-
High · Grades 9–12 · 5.1 mi

District: Anderson County School District

Neighborhood · ZIP 37769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.129

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,807
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,210
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,252
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

531 Stephens Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Rocky Top 37769
  • Costs more per square foot than 81% of homes in Rocky Top 37769
  • Bigger than 84% of homes in Rocky Top 37769
  • Has a bigger lot than 71% of homes in Anderson County
  • Newer than 69% of homes in Anderson County

What homes are worth in Rocky Top 37769

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$624K

This home is worth more than 90% of homes in Rocky Top 37769.

How it measures up in Rocky Top 37769

The dot is this home. The mark in the middle is the typical home in Rocky Top 37769.

Estimated value$436,513
CheaperTypical $225,000Pricier

Pricier than 90% of homes nearby

Price per ft²$232
CheaperTypical $171Pricier

Pricier than 81% of homes nearby

Living area1,879 ft²
SmallerTypical 1,265 ft²Bigger

Bigger than 84% of homes nearby

Lot size1.01 ac
SmallerTypical 0.83 acBigger

Bigger than 60% of homes nearby

Year built1990
OlderTypical 1976Newer

Newer than 66% of homes nearby

How 531 Stephens Rd ranks against every home in each area.
MeasureThis homeRocky Top 37769Anderson County
Estimated valuepricier than$436,51390% of homes77% of homes
Price per ft²pricier than$23281% of homes71% of homes
Living areabigger than1,879 ft²84% of homes73% of homes
Lot sizebigger than1.01 ac60% of homes71% of homes
Year builtnewer than199066% of homes69% of homes

About 531 Stephens Rd

How much is 531 Stephens Rd, Rocky Top, TN worth?

The TopHap Estimate for 531 Stephens Rd, Rocky Top, TN is $436,513 as of Jul 14, 2026. The likely range is $410,462 to $462,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 531 Stephens Rd, Rocky Top, TN last sell?

531 Stephens Rd, Rocky Top, TN last sold on Jan 26, 2024 for $385,000, according to the county's recorded deed.

How big is 531 Stephens Rd, Rocky Top, TN?

531 Stephens Rd, Rocky Top, TN has 2 bathrooms, 1,879 square feet of living space and a 1.01-acre lot.

When was 531 Stephens Rd, Rocky Top, TN built?

531 Stephens Rd, Rocky Top, TN was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 531 Stephens Rd, Rocky Top, TN?

531 Stephens Rd, Rocky Top, TN is assigned to Lake City Elementary School (elementary), rated C+; Lake City Middle School (middle), rated C-; Anderson County High School (high), rated C-. All sit in Anderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 531 Stephens Rd, Rocky Top, TN compare to other homes in Rocky Top 37769?

Among the 2,349 homes in Rocky Top 37769, it is worth more than 90% of them ($436,513 against a typical $225,000), its price per square foot is higher than 81% of them ($232 against a typical $171), it is bigger than 84% of them (1,879 ft² against a typical 1,265 ft²), its lot is bigger than 60% of them (1.01 ac against a typical 0.83 ac) and it is newer than 66% of them (1990 against a typical 1976). Measured against all of Anderson County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 531 Stephens Rd, Rocky Top, TN?

The 2025 property tax bill for 531 Stephens Rd, Rocky Top, TN was $1,436. The county assessed it at $95,525.

Closest homes

More homes in Rocky Top 37769

Assigned schools

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