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Single Family ResidenceResidential
$624,282$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $210,000 on May 28, 1996

5314 RIDGEWOOD REEF

HOUSTON, TX 77041
4
Beds
3
Baths
3,837 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$624K
$587K low$662K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · May 28, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$419,040
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$335,232
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,242
BANK OF AMERICA · E · recorded Jun 12, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,009 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$563,672 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$133,385
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$430,287
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$549,076
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$563,672

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyHARRIS
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kirk Elementary SchoolB
Elementary · Grades PK–5 · 0.7 mi
M
Truitt Middle SchoolC+
Middle · Grades 6–8 · 2.5 mi
H
Cypress Ridge High SchoolC
High · Grades 9–12 · 3.4 mi

District: Cypress-Fairbanks Independent School District

Neighborhood · ZIP 77041These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.46
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.35,439
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,945 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,591
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,782
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5314 Ridgewood Reef measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Houston 77041
  • Bigger than 94% of homes in Harris County
  • Has a bigger lot than 81% of homes in Houston 77041

What homes are worth in Houston 77041

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$929K

This home is worth more than 89% of homes in Houston 77041.

How it measures up in Houston 77041

The dot is this home. The mark in the middle is the typical home in Houston 77041.

Estimated value$624,282
CheaperTypical $311,620Pricier

Pricier than 89% of homes nearby

Price per ft²$163
CheaperTypical $165Pricier

Pricier than 47% of homes nearby

Living area3,837 ft²
SmallerTypical 1,948 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.23 ac
SmallerTypical 0.17 acBigger

Bigger than 81% of homes nearby

Year built1995
OlderTypical 1994Newer

Newer than 55% of homes nearby

How 5314 Ridgewood Reef ranks against every home in each area.
MeasureThis homeHouston 77041Harris County
Estimated valuepricier than$624,28289% of homes89% of homes
Price per ft²pricier than$16347% of homes61% of homes
Living areabigger than3,837 ft²91% of homes94% of homes
Lot sizebigger than0.23 ac81% of homes77% of homes
Year builtnewer than199555% of homes56% of homes

About 5314 Ridgewood Reef

How much is 5314 Ridgewood Reef, Houston, TX worth?

The TopHap Estimate for 5314 Ridgewood Reef, Houston, TX is $624,282 as of Jul 14, 2026. The likely range is $587,019 to $661,545. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5314 Ridgewood Reef, Houston, TX last sell?

5314 Ridgewood Reef, Houston, TX last sold on May 28, 1996 for $210,000, according to the county's recorded deed.

How big is 5314 Ridgewood Reef, Houston, TX?

5314 Ridgewood Reef, Houston, TX has 4 bedrooms, 3 bathrooms, 3,837 square feet of living space and a 0.23-acre lot.

When was 5314 Ridgewood Reef, Houston, TX built?

5314 Ridgewood Reef, Houston, TX was built in 1995, making it 31 years old. It is a traditional/old home. The building has 1 story.

What schools serve 5314 Ridgewood Reef, Houston, TX?

5314 Ridgewood Reef, Houston, TX is assigned to Kirk Elementary School (elementary), rated B; Truitt Middle School (middle), rated C+; Cypress Ridge High School (high), rated C. All sit in Cypress-Fairbanks Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5314 Ridgewood Reef, Houston, TX compare to other homes in Houston 77041?

Among the 10,656 homes in Houston 77041, it is worth more than 89% of them ($624,282 against a typical $311,620), its price per square foot is higher than 47% of them ($163 against a typical $165), it is bigger than 91% of them (3,837 ft² against a typical 1,948 ft²), its lot is bigger than 81% of them (0.23 ac against a typical 0.17 ac) and it is newer than 55% of them (1995 against a typical 1994). Measured against all of Harris County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5314 Ridgewood Reef, Houston, TX?

The 2025 property tax bill for 5314 Ridgewood Reef, Houston, TX was $6,009. The county assessed it at $563,672.

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Assigned schools

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