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Single Family ResidenceResidential
$379,255$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

538 COOK ST

LAKE PLACID, FL 33852
3
Beds
2
Baths
2,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$379K
$334K low$424K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$258,955
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$207,164
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,300
MIDFLORIDA FCU · P · recorded Mar 31, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,156 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,348 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.90 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHighlands
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 600 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lake Placid Middle SchoolC-
Middle · Grades 6–8 · 3.9 mi
H
Lake Placid High SchoolC
High · Grades 9–12 · 3.9 mi
E
Lake Placid Elementary SchoolA
Elementary · Grades PK–5 · 4.1 mi

District: Highlands County School District

Neighborhood · ZIP 33852These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.159
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.24,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,693
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,907
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Cook St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Highlands County
  • Costs less per square foot than 68% of homes in Leisure Lakes
  • Bigger than 86% of homes in Leisure Lakes
  • Has a bigger lot than 80% of homes in Leisure Lakes
  • Newer than 91% of homes in Lake Placid 33852

What homes are worth in Lake Placid 33852

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$854K

This home is worth more than 77% of homes in Lake Placid 33852.

How it measures up in Lake Placid 33852

The dot is this home. The mark in the middle is the typical home in Lake Placid 33852.

Estimated value$379,255
CheaperTypical $260,920Pricier

Pricier than 77% of homes nearby

Price per ft²$148
CheaperTypical $146Pricier

Pricier than 52% of homes nearby

Living area2,566 ft²
SmallerTypical 1,691 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.46 ac
SmallerTypical 0.26 acBigger

Bigger than 74% of homes nearby

Year built2008
OlderTypical 1987Newer

Newer than 91% of homes nearby

How 538 Cook St ranks against every home in each area.
MeasureThis homeLeisure LakesLake Placid 33852Highlands County
Estimated valuepricier than$379,25578% of homes77% of homes85% of homes
Price per ft²pricier than$14832% of homes52% of homes65% of homes
Living areabigger than2,566 ft²86% of homes83% of homes86% of homes
Lot sizebigger than0.46 ac80% of homes74% of homes76% of homes
Year builtnewer than200887% of homes91% of homes91% of homes

About 538 Cook St

How much is 538 Cook St, Lake Placid, FL worth?

The TopHap Estimate for 538 Cook St, Lake Placid, FL is $379,255 as of Jul 14, 2026. The likely range is $334,217 to $424,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 538 Cook St, Lake Placid, FL last sell?

538 Cook St, Lake Placid, FL last sold on Jan 7, 2009, according to the county's recorded deed.

How big is 538 Cook St, Lake Placid, FL?

538 Cook St, Lake Placid, FL has 3 bedrooms, 2 bathrooms, 2,566 square feet of living space and a 0.46-acre lot.

When was 538 Cook St, Lake Placid, FL built?

538 Cook St, Lake Placid, FL was built in 2008, making it 18 years old. The building has 1 story.

What schools serve 538 Cook St, Lake Placid, FL?

538 Cook St, Lake Placid, FL is assigned to Lake Placid Middle School (middle), rated C-; Lake Placid High School (high), rated C; Lake Placid Elementary School (elementary), rated A. All sit in Highlands County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Cook St, Lake Placid, FL compare to other homes in Lake Placid 33852?

Among the 11,902 homes in Lake Placid 33852, it is worth more than 77% of them ($379,255 against a typical $260,920), its price per square foot is higher than 52% of them ($148 against a typical $146), it is bigger than 83% of them (2,566 ft² against a typical 1,691 ft²), its lot is bigger than 74% of them (0.46 ac against a typical 0.26 ac) and it is newer than 91% of them (2008 against a typical 1987). Measured against all of Highlands County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Cook St, Lake Placid, FL?

The 2024 property tax bill for 538 Cook St, Lake Placid, FL was $2,156. The county assessed it at $177,348.

Closest homes

More homes in Lake Placid 33852

Assigned schools

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