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Single Family ResidenceResidential
$240,422$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

538 RIVIERA RD

VALPARAISO, IN 46385
3
Beds
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$240K
$232K low$249K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,705
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,364
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$123,717
DIAMOND RESIDENTIAL MORTGAGE · P · recorded Apr 4, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,642 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$241,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPorter
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 119 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John Simatovich Elementary SchoolB
Elementary · Grades PK–5 · 0.7 mi
H
Wheeler High SchoolA+
High · Grades 9–12 · 3.2 mi
M
Union Township Middle SchoolA
Middle · Grades 6–8 · 3.2 mi

District: Union Township School Corporation

Neighborhood · ZIP 46385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.44,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.538 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,098
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,747
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Riviera Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Valparaiso 46385
  • Costs less per square foot than 69% of homes in Valparaiso 46385
  • Smaller than 79% of homes in Valparaiso 46385
  • Has a smaller lot than 95% of homes in Valparaiso 46385

What homes are worth in Valparaiso 46385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$1000K

This home is worth more than 20% of homes in Valparaiso 46385.

How it measures up in Valparaiso 46385

The dot is this home. The mark in the middle is the typical home in Valparaiso 46385.

Estimated value$240,422
CheaperTypical $373,192Pricier

Pricier than 20% of homes nearby

Price per ft²$172
CheaperTypical $190Pricier

Pricier than 31% of homes nearby

Living area1,400 ft²
SmallerTypical 1,945 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.13 ac
SmallerTypical 0.31 acBigger

Bigger than 5% of homes nearby

Year built1978
OlderTypical 1988Newer

Newer than 41% of homes nearby

How 538 Riviera Rd ranks against every home in each area.
MeasureThis homeValparaiso 46385Porter County
Estimated valuepricier than$240,42220% of homes23% of homes
Price per ft²pricier than$17231% of homes38% of homes
Living areabigger than1,400 ft²21% of homes26% of homes
Lot sizebigger than0.13 ac5% of homes6% of homes
Year builtnewer than197841% of homes47% of homes

About 538 Riviera Rd

How much is 538 Riviera Rd, Valparaiso, IN worth?

The TopHap Estimate for 538 Riviera Rd, Valparaiso, IN is $240,422 as of Jul 14, 2026. The likely range is $232,091 to $248,753. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 538 Riviera Rd, Valparaiso, IN last sell?

538 Riviera Rd, Valparaiso, IN last sold on Apr 4, 2013, according to the county's recorded deed.

How big is 538 Riviera Rd, Valparaiso, IN?

538 Riviera Rd, Valparaiso, IN has 3 bedrooms, 2 bathrooms, 1,400 square feet of living space and a 0.13-acre lot.

When was 538 Riviera Rd, Valparaiso, IN built?

538 Riviera Rd, Valparaiso, IN was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 538 Riviera Rd, Valparaiso, IN?

538 Riviera Rd, Valparaiso, IN is assigned to John Simatovich Elementary School (elementary), rated B; Wheeler High School (high), rated A+; Union Township Middle School (middle), rated A. All sit in Union Township School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Riviera Rd, Valparaiso, IN compare to other homes in Valparaiso 46385?

Among the 16,184 homes in Valparaiso 46385, it is worth more than 20% of them ($240,422 against a typical $373,192), its price per square foot is higher than 31% of them ($172 against a typical $190), it is bigger than 21% of them (1,400 ft² against a typical 1,945 ft²), its lot is bigger than 5% of them (0.13 ac against a typical 0.31 ac) and it is newer than 41% of them (1978 against a typical 1988). Measured against all of Porter County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Riviera Rd, Valparaiso, IN?

The 2025 property tax bill for 538 Riviera Rd, Valparaiso, IN was $1,642. The county assessed it at $241,800.

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Assigned schools

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