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Single Family ResidenceResidential
$196,211$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $180,000 on Jun 21, 2023

540 RIVIERA RD

VALPARAISO, IN 46385
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,182 ft²
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$196K
$182K low$211K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Jun 21, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$19,472
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$15,578
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$176,739
CROSSCOUNTRY MORTGAGE LLC · recorded Jun 21, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,264 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$171,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$194,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$194,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPorter
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John Simatovich Elementary SchoolB
Elementary · Grades PK–5 · 0.7 mi
H
Wheeler High SchoolA+
High · Grades 9–12 · 3.2 mi
M
Union Township Middle SchoolA
Middle · Grades 6–8 · 3.2 mi

District: Union Township School Corporation

Neighborhood · ZIP 46385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.44,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.538 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,098
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,747
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Riviera Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Valparaiso 46385
  • Costs more per square foot than 65% of homes in Porter County
  • Smaller than 96% of homes in Valparaiso 46385
  • Has a smaller lot than 97% of homes in Valparaiso 46385

What homes are worth in Valparaiso 46385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$1M

This home is worth more than 6% of homes in Valparaiso 46385.

How it measures up in Valparaiso 46385

The dot is this home. The mark in the middle is the typical home in Valparaiso 46385.

Estimated value$196,211
CheaperTypical $373,923Pricier

Pricier than 6% of homes nearby

Price per ft²$204
CheaperTypical $190Pricier

Pricier than 63% of homes nearby

Living area960 ft²
SmallerTypical 1,948 ft²Bigger

Bigger than 4% of homes nearby

Lot size4,182 ft²
SmallerTypical 0.31 acBigger

Bigger than 3% of homes nearby

Year built1984
OlderTypical 1987Newer

Newer than 48% of homes nearby

How 540 Riviera Rd ranks against every home in each area.
MeasureThis homeValparaiso 46385Porter County
Estimated valuepricier than$196,2116% of homes9% of homes
Price per ft²pricier than$20463% of homes65% of homes
Living areabigger than960 ft²4% of homes6% of homes
Lot sizebigger than4,182 ft²3% of homes3% of homes
Year builtnewer than198448% of homes52% of homes

About 540 Riviera Rd

How much is 540 Riviera Rd, Valparaiso, IN worth?

The TopHap Estimate for 540 Riviera Rd, Valparaiso, IN is $196,211 as of Jul 14, 2026. The likely range is $181,875 to $210,547. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Riviera Rd, Valparaiso, IN last sell?

540 Riviera Rd, Valparaiso, IN last sold on Jun 21, 2023 for $180,000, according to the county's recorded deed.

How big is 540 Riviera Rd, Valparaiso, IN?

540 Riviera Rd, Valparaiso, IN has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.10-acre lot.

When was 540 Riviera Rd, Valparaiso, IN built?

540 Riviera Rd, Valparaiso, IN was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 540 Riviera Rd, Valparaiso, IN?

540 Riviera Rd, Valparaiso, IN is assigned to John Simatovich Elementary School (elementary), rated B; Wheeler High School (high), rated A+; Union Township Middle School (middle), rated A. All sit in Union Township School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Riviera Rd, Valparaiso, IN compare to other homes in Valparaiso 46385?

Among the 16,199 homes in Valparaiso 46385, it is worth more than 6% of them ($196,211 against a typical $373,923), its price per square foot is higher than 63% of them ($204 against a typical $190), it is bigger than 4% of them (960 ft² against a typical 1,948 ft²), its lot is bigger than 3% of them (4,182 ft² against a typical 0.31 ac) and it is newer than 48% of them (1984 against a typical 1987). Measured against all of Porter County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Riviera Rd, Valparaiso, IN?

The 2025 property tax bill for 540 Riviera Rd, Valparaiso, IN was $1,264. The county assessed it at $194,000.

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