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Single Family ResidenceResidential
$464,724$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $383,000 on Apr 12, 2021

538 ROCK SPRING RD

BUMPASS, VA 23024
5
Beds
5
Baths
2,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$465K
$428K low$501K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$383,000 · Apr 12, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$93,324
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,659
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$306,400
FIRST FEDERAL BANK · recorded Apr 12, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
FIRST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,212 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$604,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$524,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$585,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$604,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLOUISA
Lot (acres)The size of the land the home sits on, from county records.7.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 123 ft²Patio · 308 ft²Porch · 252 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jouett Elementary SchoolA
Elementary · Grades PK–5 · 5.8 mi
H
Louisa County High SchoolB
High · Grades 9–12 · 14.9 mi
M
Louisa County Middle SchoolB+
Middle · Grades 6–8 · 15.2 mi

District: Louisa County Public Schools

Neighborhood · ZIP 23024These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,384
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,065
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,257
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Rock Spring Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Louisa County
  • Costs less per square foot than 70% of homes in Bumpass 23024
  • Bigger than 84% of homes in Louisa County
  • Has a bigger lot than 86% of homes in Bumpass 23024
  • Older than 77% of homes in Bumpass 23024

What homes are worth in Bumpass 23024

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$1.7M

This home is worth more than 61% of homes in Bumpass 23024.

How it measures up in Bumpass 23024

The dot is this home. The mark in the middle is the typical home in Bumpass 23024.

Estimated value$464,724
CheaperTypical $379,746Pricier

Pricier than 61% of homes nearby

Price per ft²$196
CheaperTypical $242Pricier

Pricier than 30% of homes nearby

Living area2,376 ft²
SmallerTypical 1,679 ft²Bigger

Bigger than 82% of homes nearby

Lot size7.48 ac
SmallerTypical 2.02 acBigger

Bigger than 86% of homes nearby

Year built1988
OlderTypical 2000Newer

Newer than 23% of homes nearby

How 538 Rock Spring Rd ranks against every home in each area.
MeasureThis homeBumpass 23024Louisa County
Estimated valuepricier than$464,72461% of homes70% of homes
Price per ft²pricier than$19630% of homes31% of homes
Living areabigger than2,376 ft²82% of homes84% of homes
Lot sizebigger than7.48 ac86% of homes86% of homes
Year builtnewer than198823% of homes29% of homes

About 538 Rock Spring Rd

How much is 538 Rock Spring Rd, Bumpass, VA worth?

The TopHap Estimate for 538 Rock Spring Rd, Bumpass, VA is $464,724 as of Jul 14, 2026. The likely range is $428,378 to $501,070. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 538 Rock Spring Rd, Bumpass, VA last sell?

538 Rock Spring Rd, Bumpass, VA last sold on Apr 12, 2021 for $383,000, according to the county's recorded deed.

How big is 538 Rock Spring Rd, Bumpass, VA?

538 Rock Spring Rd, Bumpass, VA has 5 bedrooms, 5 bathrooms, 2,376 square feet of living space and a 7.48-acre lot.

When was 538 Rock Spring Rd, Bumpass, VA built?

538 Rock Spring Rd, Bumpass, VA was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 538 Rock Spring Rd, Bumpass, VA?

538 Rock Spring Rd, Bumpass, VA is assigned to Jouett Elementary School (elementary), rated A; Louisa County High School (high), rated B; Louisa County Middle School (middle), rated B+. All sit in Louisa County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Rock Spring Rd, Bumpass, VA compare to other homes in Bumpass 23024?

Among the 5,274 homes in Bumpass 23024, it is worth more than 61% of them ($464,724 against a typical $379,746), its price per square foot is higher than 30% of them ($196 against a typical $242), it is bigger than 82% of them (2,376 ft² against a typical 1,679 ft²), its lot is bigger than 86% of them (7.48 ac against a typical 2.02 ac) and it is newer than 23% of them (1988 against a typical 2000). Measured against all of Louisa County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Rock Spring Rd, Bumpass, VA?

The 2025 property tax bill for 538 Rock Spring Rd, Bumpass, VA was $4,212. The county assessed it at $604,400.

Closest homes

More homes in Bumpass 23024

Assigned schools

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