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Single Family ResidenceResidential
$70,544$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

538 WALTHAM ST

HAMMOND, IN 46320
2
Beds
1
Baths
761 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$71K
$68K low$73K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,391 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$105,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Henry W. Eggers Middle SchoolC
Middle · Grades 7–8 · 0.2 mi
H
Hammond Central High SchoolD
High · Grades 9–12 · 0.3 mi
E
Annie Burns-Hicks Elementary SchoolD-
Elementary · Grades PK–6 · 0.8 mi

District: Hammond School City

Neighborhood · ZIP 46320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.16,932
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,767 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,669
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$53,439
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Waltham St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Lake County
  • Costs less per square foot than 80% of homes in Lake County
  • Smaller than 97% of homes in Lake County
  • Has a bigger lot than 85% of homes in Hammond 46320
  • Newer than 91% of homes in Hammond 46320

What homes are worth in Hammond 46320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$279K

This home is worth more than 12% of homes in Hammond 46320.

How it measures up in Hammond 46320

The dot is this home. The mark in the middle is the typical home in Hammond 46320.

Estimated value$70,544
CheaperTypical $104,671Pricier

Pricier than 12% of homes nearby

Price per ft²$93
CheaperTypical $84Pricier

Pricier than 58% of homes nearby

Living area761 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.16 ac
SmallerTypical 0.11 acBigger

Bigger than 85% of homes nearby

Year built1975
OlderTypical 1920Newer

Newer than 91% of homes nearby

How 538 Waltham St ranks against every home in each area.
MeasureThis homeHammond 46320Lake County
Estimated valuepricier than$70,54412% of homes7% of homes
Price per ft²pricier than$9358% of homes20% of homes
Living areabigger than761 ft²8% of homes3% of homes
Lot sizebigger than0.16 ac85% of homes38% of homes
Year builtnewer than197591% of homes63% of homes

About 538 Waltham St

How much is 538 Waltham St, Hammond, IN worth?

The TopHap Estimate for 538 Waltham St, Hammond, IN is $70,544 as of Aug 30, 2026. The likely range is $67,686 to $73,402. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 538 Waltham St, Hammond, IN last sell?

538 Waltham St, Hammond, IN last sold on Aug 25, 2017, according to the county's recorded deed.

How big is 538 Waltham St, Hammond, IN?

538 Waltham St, Hammond, IN has 2 bedrooms, 1 bathrooms, 761 square feet of living space and a 0.16-acre lot.

When was 538 Waltham St, Hammond, IN built?

538 Waltham St, Hammond, IN was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 538 Waltham St, Hammond, IN?

538 Waltham St, Hammond, IN is assigned to Henry W. Eggers Middle School (middle), rated C; Hammond Central High School (high), rated D; Annie Burns-Hicks Elementary School (elementary), rated D-. All sit in Hammond School City. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Waltham St, Hammond, IN compare to other homes in Hammond 46320?

Among the 3,520 homes in Hammond 46320, it is worth more than 12% of them ($70,544 against a typical $104,671), its price per square foot is higher than 58% of them ($93 against a typical $84), it is bigger than 8% of them (761 ft² against a typical 1,400 ft²), its lot is bigger than 85% of them (0.16 ac against a typical 0.11 ac) and it is newer than 91% of them (1975 against a typical 1920). Measured against all of Lake County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Waltham St, Hammond, IN?

The 2024 property tax bill for 538 Waltham St, Hammond, IN was $2,391. The county assessed it at $105,800.

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