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Single Family ResidenceResidential
$484,810$430 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $282,000 on Jun 30, 2016

539 BANKS ST

RALEIGH, NC 27604
1
Baths
1,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$485K
$432K low$538K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$282,000 · Jun 30, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$241,060
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$192,848
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$243,750
WELLS FARGO BK · recorded Mar 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,056 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$462,804 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$315,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$147,804
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$462,804
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$462,804

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 244 ft²Porch · 38 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Conn Magnet Elementary SchoolC
Elementary · Grades PK–5 · 0.8 mi
H
Enloe Magnet High SchoolB+
High · Grades 9–12 · 1.2 mi
M
Ligon Magnet Middle SchoolB+
Middle · Grades 6–8 · 2.2 mi

District: Wake County Schools

Neighborhood · ZIP 27604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.53,411
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,450 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,429
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

539 Banks St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Raleigh 27604
  • Costs more per square foot than 97% of homes in Wake County
  • Smaller than 94% of homes in Wake County
  • Has a bigger lot than 75% of homes in Raleigh 27604
  • Older than 95% of homes in Wake County

What homes are worth in Raleigh 27604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.1M

This home is worth more than 85% of homes in Raleigh 27604.

How it measures up in Raleigh 27604

The dot is this home. The mark in the middle is the typical home in Raleigh 27604.

Estimated value$484,810
CheaperTypical $335,610Pricier

Pricier than 85% of homes nearby

Price per ft²$430
CheaperTypical $210Pricier

Pricier than 94% of homes nearby

Living area1,128 ft²
SmallerTypical 1,574 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.28 ac
SmallerTypical 0.18 acBigger

Bigger than 75% of homes nearby

Year built1957
OlderTypical 1993Newer

Newer than 10% of homes nearby

How 539 Banks St ranks against every home in each area.
MeasureThis homeEast RaleighRaleigh 27604Wake County
Estimated valuepricier than$484,81076% of homes85% of homes51% of homes
Price per ft²pricier than$43094% of homes94% of homes97% of homes
Living areabigger than1,128 ft²34% of homes14% of homes6% of homes
Lot sizebigger than0.28 ac64% of homes75% of homes60% of homes
Year builtnewer than195741% of homes10% of homes5% of homes

About 539 Banks St

How much is 539 Banks St, Raleigh, NC worth?

The TopHap Estimate for 539 Banks St, Raleigh, NC is $484,810 as of Jul 14, 2026. The likely range is $431,901 to $537,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 539 Banks St, Raleigh, NC last sell?

539 Banks St, Raleigh, NC last sold on Jun 30, 2016 for $282,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 539 Banks St, Raleigh, NC?

539 Banks St, Raleigh, NC has 1 bathrooms, 1,128 square feet of living space and a 0.28-acre lot.

When was 539 Banks St, Raleigh, NC built?

539 Banks St, Raleigh, NC was built in 1957, making it 69 years old. It is a ranch home. The building has 1 story.

What schools serve 539 Banks St, Raleigh, NC?

539 Banks St, Raleigh, NC is assigned to Conn Magnet Elementary School (elementary), rated C; Enloe Magnet High School (high), rated B+; Ligon Magnet Middle School (middle), rated B+. All sit in Wake County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 539 Banks St, Raleigh, NC compare to other homes in Raleigh 27604?

Among the 14,676 homes in Raleigh 27604, it is worth more than 85% of them ($484,810 against a typical $335,610), its price per square foot is higher than 94% of them ($430 against a typical $210), it is bigger than 14% of them (1,128 ft² against a typical 1,574 ft²), its lot is bigger than 75% of them (0.28 ac against a typical 0.18 ac) and it is newer than 10% of them (1957 against a typical 1993). Measured against all of Wake County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 539 Banks St, Raleigh, NC?

The 2025 property tax bill for 539 Banks St, Raleigh, NC was $4,056. The county assessed it at $462,804.

Closest homes

More homes in Raleigh 27604

Assigned schools

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