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Single Family ResidenceResidential
$169,883$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

539 ROBY BEACH DR

COLDWATER, MI 49036
2
Beds
1.5
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.

Valuation

$170K
$154K low$186K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$77,883
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$62,306
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$82,000
UNITED EDUCATIONAL CU · recorded Dec 19, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,000
UNITED EDUCATION CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,225 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$78,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.55 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBRANCH
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Legg Middle SchoolB
Middle · Grades 6–8 · 1.1 mi
H
Coldwater High SchoolB-
High · Grades 9–12 · 1.3 mi
E
Max Larsen Elementary School
Elementary · Grades KG–1 · 1.5 mi

District: Coldwater Community Schools

Neighborhood · ZIP 49036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.25,231
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,832
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

539 Roby Beach Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 87% of homes in Coldwater 49036
  • Smaller than 93% of homes in Branch County
  • Has a smaller lot than 79% of homes in Branch County

What homes are worth in Coldwater 49036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$862K

This home is worth more than 42% of homes in Coldwater 49036.

How it measures up in Coldwater 49036

The dot is this home. The mark in the middle is the typical home in Coldwater 49036.

Estimated value$169,883
CheaperTypical $193,113Pricier

Pricier than 42% of homes nearby

Price per ft²$197
CheaperTypical $129Pricier

Pricier than 87% of homes nearby

Living area864 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.21 ac
SmallerTypical 0.32 acBigger

Bigger than 25% of homes nearby

Year built1962
OlderTypical 1965Newer

Newer than 45% of homes nearby

How 539 Roby Beach Dr ranks against every home in each area.
MeasureThis homeColdwater 49036Branch County
Estimated valuepricier than$169,88342% of homes47% of homes
Price per ft²pricier than$19787% of homes85% of homes
Living areabigger than864 ft²8% of homes7% of homes
Lot sizebigger than0.21 ac25% of homes21% of homes
Year builtnewer than196245% of homes45% of homes

About 539 Roby Beach Dr

How much is 539 Roby Beach Dr, Coldwater, MI worth?

The TopHap Estimate for 539 Roby Beach Dr, Coldwater, MI is $169,883 as of Jul 14, 2026. The likely range is $153,601 to $186,165. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 539 Roby Beach Dr, Coldwater, MI last sell?

539 Roby Beach Dr, Coldwater, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 539 Roby Beach Dr, Coldwater, MI?

539 Roby Beach Dr, Coldwater, MI has 2 bedrooms, 1.5 bathrooms, 864 square feet of living space and a 0.21-acre lot.

When was 539 Roby Beach Dr, Coldwater, MI built?

539 Roby Beach Dr, Coldwater, MI was built in 1962, making it 64 years old. It is a ranch home.

What schools serve 539 Roby Beach Dr, Coldwater, MI?

539 Roby Beach Dr, Coldwater, MI is assigned to Legg Middle School (middle), rated B; Coldwater High School (high), rated B-; Max Larsen Elementary School (elementary). All sit in Coldwater Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 539 Roby Beach Dr, Coldwater, MI compare to other homes in Coldwater 49036?

Among the 10,551 homes in Coldwater 49036, it is worth more than 42% of them ($169,883 against a typical $193,113), its price per square foot is higher than 87% of them ($197 against a typical $129), it is bigger than 8% of them (864 ft² against a typical 1,450 ft²), its lot is bigger than 25% of them (0.21 ac against a typical 0.32 ac) and it is newer than 45% of them (1962 against a typical 1965). Measured against all of Branch County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 539 Roby Beach Dr, Coldwater, MI?

The 2025 property tax bill for 539 Roby Beach Dr, Coldwater, MI was $1,225. The county assessed it at $80,000.

Closest homes

More homes in Coldwater 49036

Assigned schools

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