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Single Family ResidenceResidential
$593,094$305 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $345,000 on Aug 3, 2007

54 PROSPECT ST

PASSAIC, NJ 07055
0
Baths
1,944 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$593K
$558K low$628K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$345,000 · Aug 3, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$438,094
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$350,475
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,000
UNITED WHOLESALE MORTGAGE · recorded Sep 13, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,530 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$84,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$162,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$247,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Passaic High School No. 12D
High · Grades 9–12 · 0.1 mi
E
Mario J. Drago School No. 3D+
Elementary · Grades PK–8 · 0.8 mi

District: Passaic City School District

Neighborhood · ZIP 07055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.70,680
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21,818 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,596
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,016
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Downtown Passaic
  • Costs more per square foot than 81% of homes in Downtown Passaic
  • Smaller than 66% of homes in Downtown Passaic
  • Has a bigger lot than 74% of homes in Downtown Passaic
  • Newer than 81% of homes in Downtown Passaic

What homes are worth in Passaic 07055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$178K$1.3M

This home is worth more than 67% of homes in Passaic 07055.

How it measures up in Passaic 07055

The dot is this home. The mark in the middle is the typical home in Passaic 07055.

Estimated value$593,094
CheaperTypical $492,394Pricier

Pricier than 67% of homes nearby

Price per ft²$305
CheaperTypical $310Pricier

Pricier than 46% of homes nearby

Living area1,944 ft²
SmallerTypical 2,078 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.13 ac
SmallerTypical 3,877 ft²Bigger

Bigger than 73% of homes nearby

Year built1930
OlderTypical 1930Newer

Newer than 61% of homes nearby

How 54 Prospect St ranks against every home in each area.
MeasureThis homeDowntown PassaicPassaic 07055Passaic County
Estimated valuepricier than$593,09491% of homes67% of homes53% of homes
Price per ft²pricier than$30581% of homes46% of homes31% of homes
Living areabigger than1,944 ft²34% of homes44% of homes60% of homes
Lot sizebigger than0.13 ac74% of homes73% of homes46% of homes
Year builtnewer than193081% of homes61% of homes26% of homes

About 54 Prospect St

How much is 54 Prospect St, Passaic, NJ worth?

The TopHap Estimate for 54 Prospect St, Passaic, NJ is $593,094 as of Jul 14, 2026. The likely range is $557,728 to $628,460. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 54 Prospect St, Passaic, NJ last sell?

54 Prospect St, Passaic, NJ last sold on Aug 3, 2007 for $345,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 54 Prospect St, Passaic, NJ?

54 Prospect St, Passaic, NJ has 1,944 square feet of living space and a 0.13-acre lot.

When was 54 Prospect St, Passaic, NJ built?

54 Prospect St, Passaic, NJ was built in 1930, making it 96 years old. The building has 2 stories.

What schools serve 54 Prospect St, Passaic, NJ?

54 Prospect St, Passaic, NJ is assigned to Passaic High School No. 12 (high), rated D; Mario J. Drago School No. 3 (elementary), rated D+. All sit in Passaic City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 Prospect St, Passaic, NJ compare to other homes in Passaic 07055?

Among the 6,996 homes in Passaic 07055, it is worth more than 67% of them ($593,094 against a typical $492,394), its price per square foot is higher than 46% of them ($305 against a typical $310), it is bigger than 44% of them (1,944 ft² against a typical 2,078 ft²), its lot is bigger than 73% of them (0.13 ac against a typical 3,877 ft²) and it is newer than 61% of them (1930 against a typical 1930). Measured against all of Passaic County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 Prospect St, Passaic, NJ?

The 2025 property tax bill for 54 Prospect St, Passaic, NJ was $10,530. The county assessed it at $247,300.

Closest homes

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Assigned schools

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