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Single Family ResidenceResidential
$540,343$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $333,000 on Jan 28, 2022

55 PROSPECT ST

PASSAIC, NJ 07055
0
Baths
2,414 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,716 ft²
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$540K
$480K low$601K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$333,000 · Jan 28, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$213,375
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$170,700
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$326,968
FAMILY FIRST FUNDING LLC · recorded Jan 28, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,228 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$240,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$171,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$240,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Passaic High School No. 12D
High · Grades 9–12 · 0.1 mi
E
Mario J. Drago School No. 3D+
Elementary · Grades PK–8 · 0.7 mi

District: Passaic City School District

Neighborhood · ZIP 07055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.70,680
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21,818 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,596
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,016
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

55 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Downtown Passaic
  • Costs less per square foot than 93% of homes in Passaic County
  • Bigger than 79% of homes in Passaic County
  • Has a smaller lot than 95% of homes in Downtown Passaic
  • Older than 90% of homes in Passaic County

What homes are worth in Passaic 07055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$181K$1.4M

This home is worth more than 59% of homes in Passaic 07055.

How it measures up in Passaic 07055

The dot is this home. The mark in the middle is the typical home in Passaic 07055.

Estimated value$540,343
CheaperTypical $494,356Pricier

Pricier than 59% of homes nearby

Price per ft²$224
CheaperTypical $310Pricier

Pricier than 9% of homes nearby

Living area2,414 ft²
SmallerTypical 2,080 ft²Bigger

Bigger than 64% of homes nearby

Lot size1,716 ft²
SmallerTypical 3,877 ft²Bigger

Bigger than 12% of homes nearby

Year built1910
OlderTypical 1930Newer

Newer than 27% of homes nearby

How 55 Prospect St ranks against every home in each area.
MeasureThis homeDowntown PassaicPassaic 07055Passaic County
Estimated valuepricier than$540,34386% of homes59% of homes38% of homes
Price per ft²pricier than$22443% of homes9% of homes7% of homes
Living areabigger than2,414 ft²52% of homes64% of homes79% of homes
Lot sizebigger than1,716 ft²5% of homes12% of homes9% of homes
Year builtnewer than191055% of homes27% of homes10% of homes

About 55 Prospect St

How much is 55 Prospect St, Passaic, NJ worth?

The TopHap Estimate for 55 Prospect St, Passaic, NJ is $540,343 as of Jul 14, 2026. The likely range is $479,912 to $600,774. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 55 Prospect St, Passaic, NJ last sell?

55 Prospect St, Passaic, NJ last sold on Jan 28, 2022 for $333,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 55 Prospect St, Passaic, NJ?

55 Prospect St, Passaic, NJ has 2,414 square feet of living space and a 0.04-acre lot.

When was 55 Prospect St, Passaic, NJ built?

55 Prospect St, Passaic, NJ was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 55 Prospect St, Passaic, NJ?

55 Prospect St, Passaic, NJ is assigned to Passaic High School No. 12 (high), rated D; Mario J. Drago School No. 3 (elementary), rated D+. All sit in Passaic City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 55 Prospect St, Passaic, NJ compare to other homes in Passaic 07055?

Among the 6,996 homes in Passaic 07055, it is worth more than 59% of them ($540,343 against a typical $494,356), its price per square foot is higher than 9% of them ($224 against a typical $310), it is bigger than 64% of them (2,414 ft² against a typical 2,080 ft²), its lot is bigger than 12% of them (1,716 ft² against a typical 3,877 ft²) and it is newer than 27% of them (1910 against a typical 1930). Measured against all of Passaic County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 55 Prospect St, Passaic, NJ?

The 2025 property tax bill for 55 Prospect St, Passaic, NJ was $10,228. The county assessed it at $240,200.

Closest homes

More homes in Passaic 07055

Assigned schools

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