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Residential (General/Single)Residential
Last sold for $280,000 on Oct 8, 1997

54 PROSPECT ST

RAMSEY, NJ 07446
0
Baths
2,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$280,000 · Oct 8, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,938 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$728,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$387,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$341,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$725,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$728,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ramsey High SchoolA
High · Grades 9–12 · 0.2 mi
E
Tisdale Elementary SchoolA+
Elementary · Grades PK–3 · 0.6 mi
M
Smith Middle SchoolB+
Middle · Grades 6–8 · 1.0 mi

District: Ramsey Borough School District

Neighborhood · ZIP 07446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,698 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,963
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Bergen County
  • Has a bigger lot than 79% of homes in Bergen County
  • Older than 84% of homes in Ramsey 07446

How it measures up in Ramsey 07446

The dot is this home. The mark in the middle is the typical home in Ramsey 07446.

Living area2,296 ft²
SmallerTypical 1,996 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.34 ac
SmallerTypical 0.29 acBigger

Bigger than 63% of homes nearby

Year built1945
OlderTypical 1964Newer

Newer than 16% of homes nearby

How 54 Prospect St ranks against every home in each area.
MeasureThis homeRamsey 07446Bergen County
Living areabigger than2,296 ft²63% of homes69% of homes
Lot sizebigger than0.34 ac63% of homes79% of homes
Year builtnewer than194516% of homes32% of homes

About 54 Prospect St

When did 54 Prospect St, Ramsey, NJ last sell?

54 Prospect St, Ramsey, NJ last sold on Oct 8, 1997 for $280,000, according to the county's recorded deed.

How big is 54 Prospect St, Ramsey, NJ?

54 Prospect St, Ramsey, NJ has 2,296 square feet of living space and a 0.34-acre lot.

When was 54 Prospect St, Ramsey, NJ built?

54 Prospect St, Ramsey, NJ was built in 1945, making it 81 years old. The building has 2 stories.

What schools serve 54 Prospect St, Ramsey, NJ?

54 Prospect St, Ramsey, NJ is assigned to Ramsey High School (high), rated A; Tisdale Elementary School (elementary), rated A+; Smith Middle School (middle), rated B+. All sit in Ramsey Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 Prospect St, Ramsey, NJ compare to other homes in Ramsey 07446?

Among the 5,196 homes in Ramsey 07446, it is bigger than 63% of them (2,296 ft² against a typical 1,996 ft²), its lot is bigger than 63% of them (0.34 ac against a typical 0.29 ac) and it is newer than 16% of them (1945 against a typical 1964). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 Prospect St, Ramsey, NJ?

The 2025 property tax bill for 54 Prospect St, Ramsey, NJ was $14,938. The county assessed it at $728,600.

Closest homes

More homes in Ramsey 07446

Assigned schools

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