Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$895,809$333 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

54 ROCKY RD

WHITINSVILLE, MA 01588
4
Beds
2.5
Baths
2,688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$896K
$824K low$967K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$645,809
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$516,647
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
CENTRAL ONE FEDERAL CREDIT UNION · recorded Jun 30, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,024 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$680,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$215,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$465,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$704,615

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.2.70
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Sutton Middle SchoolB+
Middle · Grades 6–8 · 3.9 mi
H
Sutton High SchoolA-
High · Grades 9–12 · 3.9 mi
E
Sutton Early Learning
Elementary · Grades PK–2 · 4.0 mi

District: Sutton School District

Neighborhood · ZIP 01588These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,845
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,097 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,975
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,285
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 Rocky Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Whitinsville 01588
  • Costs more per square foot than 66% of homes in Whitinsville 01588
  • Bigger than 87% of homes in Whitinsville 01588
  • Has a bigger lot than 88% of homes in Whitinsville 01588

What homes are worth in Whitinsville 01588

Each bar is how many homes fall in that price range. The marker is this home.

This home
$218K$890K

This home is worth more than 98% of homes in Whitinsville 01588.

How it measures up in Whitinsville 01588

The dot is this home. The mark in the middle is the typical home in Whitinsville 01588.

Estimated value$895,809
CheaperTypical $460,572Pricier

Pricier than 98% of homes nearby

Price per ft²$333
CheaperTypical $310Pricier

Pricier than 66% of homes nearby

Living area2,688 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 87% of homes nearby

Lot size2.7 ac
SmallerTypical 0.46 acBigger

Bigger than 88% of homes nearby

Year built1972
OlderTypical 1969Newer

Newer than 53% of homes nearby

How 54 Rocky Rd ranks against every home in each area.
MeasureThis homeWhitinsville 01588Worcester County
Estimated valuepricier than$895,80998% of homes93% of homes
Price per ft²pricier than$33366% of homes64% of homes
Living areabigger than2,688 ft²87% of homes85% of homes
Lot sizebigger than2.7 ac88% of homes87% of homes
Year builtnewer than197253% of homes53% of homes

About 54 Rocky Rd

How much is 54 Rocky Rd, Whitinsville, MA worth?

The TopHap Estimate for 54 Rocky Rd, Whitinsville, MA is $895,809 as of Jun 23, 2026. The likely range is $824,144 to $967,473. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 54 Rocky Rd, Whitinsville, MA last sell?

54 Rocky Rd, Whitinsville, MA last sold on Jul 24, 2018, according to the county's recorded deed.

How big is 54 Rocky Rd, Whitinsville, MA?

54 Rocky Rd, Whitinsville, MA has 4 bedrooms, 2.5 bathrooms, 2,688 square feet of living space and a 2.70-acre lot.

When was 54 Rocky Rd, Whitinsville, MA built?

54 Rocky Rd, Whitinsville, MA was built in 1972, making it 54 years old. It is a colonial home. The building has 2 stories.

What schools serve 54 Rocky Rd, Whitinsville, MA?

54 Rocky Rd, Whitinsville, MA is assigned to Sutton Middle School (middle), rated B+; Sutton High School (high), rated A-; Sutton Early Learning (elementary). All sit in Sutton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 Rocky Rd, Whitinsville, MA compare to other homes in Whitinsville 01588?

Among the 3,177 homes in Whitinsville 01588, it is worth more than 98% of them ($895,809 against a typical $460,572), its price per square foot is higher than 66% of them ($333 against a typical $310), it is bigger than 87% of them (2,688 ft² against a typical 1,632 ft²), its lot is bigger than 88% of them (2.7 ac against a typical 0.46 ac) and it is newer than 53% of them (1972 against a typical 1969). Measured against all of Worcester County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 Rocky Rd, Whitinsville, MA?

The 2025 property tax bill for 54 Rocky Rd, Whitinsville, MA was $8,024. The county assessed it at $680,600.

Closest homes

More homes in Whitinsville 01588

Assigned schools

Explore the area

See this home in context

Open 54 Rocky Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map