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CondominiumResidential
$207,428$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

54 ROPE FERRY RD

WATERFORD, CT 06385
Building report
1
Beds
1
Baths
688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$207K
$186K low$229K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,528
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,622
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$62,900
FIRST CONNECTICUT MORTGAGE CO · recorded Mar 25, 1987

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,792 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,710 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$76,710
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$53,697

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySOUTHEASTERN CONNECTICUT
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterford High SchoolA-
High · Grades 9–12 · 0.4 mi
M
Clark Lane Middle SchoolB-
Middle · Grades 6–8 · 0.9 mi
E
Great Neck Elementary SchoolA-
Elementary · Grades PK–5 · 1.9 mi

District: Waterford School District

Neighborhood · ZIP 06385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,760
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,241
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 Rope Ferry Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Waterford 06385
  • Among the smallest homes in Waterford 06385
  • Newer than 71% of homes in Waterford 06385

What homes are worth in Waterford 06385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$231K$1.2M

This home is worth less than almost all homes in Waterford 06385.

How it measures up in Waterford 06385

The dot is this home. The mark in the middle is the typical home in Waterford 06385.

Estimated value$207,428
CheaperTypical $439,555Pricier

Cheaper than almost all homes nearby

Price per ft²$301
CheaperTypical $293Pricier

Pricier than 55% of homes nearby

Living area688 ft²
SmallerTypical 1,460 ft²Bigger

Smaller than almost all homes nearby

Year built1983
OlderTypical 1965Newer

Newer than 71% of homes nearby

How 54 Rope Ferry Rd ranks against every home in each area.
MeasureThis homeWaterford 06385Southeastern Connecticut County
Estimated valuepricier than$207,428almost no homes3% of homes
Price per ft²pricier than$30155% of homes62% of homes
Living areabigger than688 ft²almost no homes2% of homes
Year builtnewer than198371% of homes67% of homes

About 54 Rope Ferry Rd

How much is 54 Rope Ferry Rd, Waterford, CT worth?

The TopHap Estimate for 54 Rope Ferry Rd, Waterford, CT is $207,428 as of Jul 14, 2026. The likely range is $186,106 to $228,750. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 54 Rope Ferry Rd, Waterford, CT last sell?

54 Rope Ferry Rd, Waterford, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 54 Rope Ferry Rd, Waterford, CT?

54 Rope Ferry Rd, Waterford, CT has 1 bedrooms, 1 bathrooms and 688 square feet of living space.

When was 54 Rope Ferry Rd, Waterford, CT built?

54 Rope Ferry Rd, Waterford, CT was built in 1983, making it 43 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 54 Rope Ferry Rd, Waterford, CT?

54 Rope Ferry Rd, Waterford, CT is assigned to Waterford High School (high), rated A-; Clark Lane Middle School (middle), rated B-; Great Neck Elementary School (elementary), rated A-. All sit in Waterford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 Rope Ferry Rd, Waterford, CT compare to other homes in Waterford 06385?

Among the 6,719 homes in Waterford 06385, it is worth more than almost none of them ($207,428 against a typical $439,555), its price per square foot is higher than 55% of them ($301 against a typical $293), it is bigger than almost none of them (688 ft² against a typical 1,460 ft²) and it is newer than 71% of them (1983 against a typical 1965). Measured against all of Southeastern Connecticut County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 Rope Ferry Rd, Waterford, CT?

The 2025 property tax bill for 54 Rope Ferry Rd, Waterford, CT was $1,792. The county assessed it at $76,710.

Closest homes

More homes in Waterford 06385

Assigned schools

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