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Single Family ResidenceResidential
$122,152$59 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $70,500 on May 3, 2013

54 RUMSEY ST

BATH, NY 14810
2
Beds
1
Baths
2,088 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1871
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$122K
$111K low$133K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,500 · May 3, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,552
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,842
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$73,600
USDA · recorded May 3, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,106 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$90,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySteuben
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Haverling Senior High SchoolC+
High · Grades 9–12 · 0.8 mi
M
Dana L Lyon Middle SchoolC-
Middle · Grades 4–8 · 0.8 mi
E
Vernon E Wightman Primary SchoolD-
Elementary · Grades PK–4 · 0.9 mi

District: Bath Central School District

Neighborhood · ZIP 14810These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,185
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.93 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,603
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,964
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 Rumsey St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Bath 14810
  • Costs less per square foot than 90% of homes in Bath 14810
  • Bigger than 80% of homes in Bath 14810
  • Has a smaller lot than 83% of homes in Bath 14810
  • Older than 95% of homes in Bath 14810

What homes are worth in Bath 14810

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$413K

This home is worth more than 27% of homes in Bath 14810.

How it measures up in Bath 14810

The dot is this home. The mark in the middle is the typical home in Bath 14810.

Estimated value$122,152
CheaperTypical $163,371Pricier

Pricier than 27% of homes nearby

Price per ft²$59
CheaperTypical $108Pricier

Pricier than 10% of homes nearby

Living area2,088 ft²
SmallerTypical 1,541 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.24 ac
SmallerTypical 0.67 acBigger

Bigger than 17% of homes nearby

Year built1871
OlderTypical 1954Newer

Newer than 5% of homes nearby

How 54 Rumsey St ranks against every home in each area.
MeasureThis homeBath 14810Steuben County
Estimated valuepricier than$122,15227% of homes29% of homes
Price per ft²pricier than$5910% of homes12% of homes
Living areabigger than2,088 ft²80% of homes80% of homes
Lot sizebigger than0.24 ac17% of homes25% of homes
Year builtnewer than18715% of homes6% of homes

About 54 Rumsey St

How much is 54 Rumsey St, Bath, NY worth?

The TopHap Estimate for 54 Rumsey St, Bath, NY is $122,152 as of Jul 14, 2026. The likely range is $110,996 to $133,308. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 54 Rumsey St, Bath, NY last sell?

54 Rumsey St, Bath, NY last sold on May 3, 2013 for $70,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 54 Rumsey St, Bath, NY?

54 Rumsey St, Bath, NY has 2 bedrooms, 1 bathrooms, 2,088 square feet of living space and a 0.24-acre lot.

When was 54 Rumsey St, Bath, NY built?

54 Rumsey St, Bath, NY was built in 1871, making it 155 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 54 Rumsey St, Bath, NY?

54 Rumsey St, Bath, NY is assigned to Haverling Senior High School (high), rated C+; Dana L Lyon Middle School (middle), rated C-; Vernon E Wightman Primary School (elementary), rated D-. All sit in Bath Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 Rumsey St, Bath, NY compare to other homes in Bath 14810?

Among the 4,019 homes in Bath 14810, it is worth more than 27% of them ($122,152 against a typical $163,371), its price per square foot is higher than 10% of them ($59 against a typical $108), it is bigger than 80% of them (2,088 ft² against a typical 1,541 ft²), its lot is bigger than 17% of them (0.24 ac against a typical 0.67 ac) and it is newer than 5% of them (1871 against a typical 1954). Measured against all of Steuben County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 Rumsey St, Bath, NY?

The 2024 property tax bill for 54 Rumsey St, Bath, NY was $3,106. The county assessed it at $90,000.

Closest homes

More homes in Bath 14810

Assigned schools

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