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Single Family ResidentialResidential
$252,904$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

54 SPRINGCHESTER

MATTOON, IL 61938
3
Beds
2
Baths
2,166 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$253K
$220K low$286K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$152,904
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$122,323
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FIRST MID ILLINOIS BANK & TRUST NA · recorded Sep 4, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,555 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,286 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,463
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,823
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,947
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,858

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.0.60
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mattoon Middle SchoolB-
Middle · Grades 6–8 · 4.2 mi
E
Arland D Williams Jr Elementary SchoolB-
Elementary · Grades KG–5 · 4.4 mi
H
Mattoon High SchoolB-
High · Grades 9–12 · 5.5 mi

District: Mattoon Community Unit School District 2

Neighborhood · ZIP 61938These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.163 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,789
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,456
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 Springchester measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Mattoon 61938
  • Costs more per square foot than 73% of homes in Mattoon 61938
  • Bigger than 86% of homes in Mattoon 61938
  • Has a bigger lot than 84% of homes in Mattoon 61938
  • Among the newest homes in Mattoon 61938

What homes are worth in Mattoon 61938

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$433K

This home is worth more than 87% of homes in Mattoon 61938.

How it measures up in Mattoon 61938

The dot is this home. The mark in the middle is the typical home in Mattoon 61938.

Estimated value$252,904
CheaperTypical $117,420Pricier

Pricier than 87% of homes nearby

Price per ft²$117
CheaperTypical $92Pricier

Pricier than 73% of homes nearby

Living area2,166 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.6 ac
SmallerTypical 0.17 acBigger

Bigger than 84% of homes nearby

Year built2009
OlderTypical 1949Newer

Newer than almost all homes nearby

How 54 Springchester ranks against every home in each area.
MeasureThis homeMattoon 61938Coles County
Estimated valuepricier than$252,90487% of homes80% of homes
Price per ft²pricier than$11773% of homes65% of homes
Living areabigger than2,166 ft²86% of homes84% of homes
Lot sizebigger than0.6 ac84% of homes71% of homes
Year builtnewer than2009almost all homes97% of homes

About 54 Springchester

How much is 54 Springchester, Mattoon, IL worth?

The TopHap Estimate for 54 Springchester, Mattoon, IL is $252,904 as of Jun 23, 2026. The likely range is $220,026 to $285,781. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 54 Springchester, Mattoon, IL last sell?

54 Springchester, Mattoon, IL last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 54 Springchester, Mattoon, IL?

54 Springchester, Mattoon, IL has 3 bedrooms, 2 bathrooms, 2,166 square feet of living space and a 0.60-acre lot.

When was 54 Springchester, Mattoon, IL built?

54 Springchester, Mattoon, IL was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 54 Springchester, Mattoon, IL?

54 Springchester, Mattoon, IL is assigned to Mattoon Middle School (middle), rated B-; Arland D Williams Jr Elementary School (elementary), rated B-; Mattoon High School (high), rated B-. All sit in Mattoon Community Unit School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 Springchester, Mattoon, IL compare to other homes in Mattoon 61938?

Among the 8,187 homes in Mattoon 61938, it is worth more than 87% of them ($252,904 against a typical $117,420), its price per square foot is higher than 73% of them ($117 against a typical $92), it is bigger than 86% of them (2,166 ft² against a typical 1,350 ft²), its lot is bigger than 84% of them (0.6 ac against a typical 0.17 ac) and it is newer than almost all of them (2009 against a typical 1949). Measured against all of Coles County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 Springchester, Mattoon, IL?

The 2025 property tax bill for 54 Springchester, Mattoon, IL was $4,555. The county assessed it at $79,286.

Closest homes

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Assigned schools

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