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Single Family ResidenceResidential
$101,597$38 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

540 N HOWARD ST

UNION CITY, IN 47390
4
Beds
2
Baths
2,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$102K
$74K low$129K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,535 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRANDOLPH
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Gravity
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Union City Community Jr/Sr High SchoolC-
Middle · Grades 7–12 · 0.3 mi
E
North Side Elementary SchoolC-
Elementary · Grades PK–6 · 0.3 mi

District: Randolph Eastern School Corporation

Neighborhood · ZIP 47390These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.150
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.221
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,410
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,199
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,322
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 N Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Randolph County
  • Costs less per square foot than 95% of homes in Randolph County
  • Bigger than 93% of homes in Randolph County
  • Older than 91% of homes in Union City 47390

What homes are worth in Union City 47390

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$373K

This home is worth more than 39% of homes in Union City 47390.

How it measures up in Union City 47390

The dot is this home. The mark in the middle is the typical home in Union City 47390.

Estimated value$101,597
CheaperTypical $118,284Pricier

Pricier than 39% of homes nearby

Price per ft²$38
CheaperTypical $79Pricier

Pricier than 6% of homes nearby

Living area2,640 ft²
SmallerTypical 1,576 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.46 ac
SmallerTypical 0.29 acBigger

Bigger than 61% of homes nearby

Year built1880
OlderTypical 1939Newer

Newer than 9% of homes nearby

How 540 N Howard St ranks against every home in each area.
MeasureThis homeUnion City 47390Randolph County
Estimated valuepricier than$101,59739% of homes30% of homes
Price per ft²pricier than$386% of homes5% of homes
Living areabigger than2,640 ft²92% of homes93% of homes
Lot sizebigger than0.46 ac61% of homes50% of homes
Year builtnewer than18809% of homes9% of homes

About 540 N Howard St

How much is 540 N Howard St, Union City, IN worth?

The TopHap Estimate for 540 N Howard St, Union City, IN is $101,597 as of Sep 24, 2026. The likely range is $74,494 to $128,700. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 N Howard St, Union City, IN last sell?

540 N Howard St, Union City, IN last sold on Jun 19, 2009, according to the county's recorded deed.

How big is 540 N Howard St, Union City, IN?

540 N Howard St, Union City, IN has 4 bedrooms, 2 bathrooms, 2,640 square feet of living space and a 0.46-acre lot.

When was 540 N Howard St, Union City, IN built?

540 N Howard St, Union City, IN was built in 1880, making it 146 years old. The building has 2 stories.

What schools serve 540 N Howard St, Union City, IN?

540 N Howard St, Union City, IN is assigned to Union City Community Jr/Sr High School (middle), rated C-; North Side Elementary School (elementary), rated C-. All sit in Randolph Eastern School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 N Howard St, Union City, IN compare to other homes in Union City 47390?

Among the 2,015 homes in Union City 47390, it is worth more than 39% of them ($101,597 against a typical $118,284), its price per square foot is higher than 6% of them ($38 against a typical $79), it is bigger than 92% of them (2,640 ft² against a typical 1,576 ft²), its lot is bigger than 61% of them (0.46 ac against a typical 0.29 ac) and it is newer than 9% of them (1880 against a typical 1939). Measured against all of Randolph County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 N Howard St, Union City, IN?

The 2025 property tax bill for 540 N Howard St, Union City, IN was $1,535. The county assessed it at $93,700.

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