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Single Family ResidenceResidential
$153,434$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

540 ROSE ST

CRAIG, CO 81625
3
Beds
1
Baths
1,179 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1941
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$153K
$125K low$182K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$55,125
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$44,100
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$46,203
GMAC MORTGAGE LLC · recorded Feb 20, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,106
BANK OF THE WEST
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$353 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,688 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
14
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
16
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMoffat
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sandrock Elementary SchoolC+
Elementary · Grades PK–5 · 0.5 mi
M
Craig Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
H
Moffat County High SchoolC-
High · Grades 9–12 · 1.3 mi

District: Moffat County School District Re-1

Neighborhood · ZIP 81625These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.12,518
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,032
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,677
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Craig 81625
  • Costs less per square foot than 83% of homes in Craig 81625
  • Smaller than 68% of homes in Craig 81625
  • Has a smaller lot than 74% of homes in Craig 81625
  • Older than 90% of homes in Craig 81625

What homes are worth in Craig 81625

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$674K

This home is worth more than 10% of homes in Craig 81625.

How it measures up in Craig 81625

The dot is this home. The mark in the middle is the typical home in Craig 81625.

Estimated value$153,434
CheaperTypical $296,431Pricier

Pricier than 10% of homes nearby

Price per ft²$130
CheaperTypical $183Pricier

Pricier than 17% of homes nearby

Living area1,179 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.18 ac
SmallerTypical 0.25 acBigger

Bigger than 26% of homes nearby

Year built1941
OlderTypical 1979Newer

Newer than 10% of homes nearby

How 540 Rose St ranks against every home in each area.
MeasureThis homeCraig 81625
Estimated valuepricier than$153,43410% of homes
Price per ft²pricier than$13017% of homes
Living areabigger than1,179 ft²32% of homes
Lot sizebigger than0.18 ac26% of homes
Year builtnewer than194110% of homes

About 540 Rose St

How much is 540 Rose St, Craig, CO worth?

The TopHap Estimate for 540 Rose St, Craig, CO is $153,434 as of Jul 14, 2026. The likely range is $125,214 to $181,654. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Rose St, Craig, CO last sell?

540 Rose St, Craig, CO last sold on Jul 1, 2004, according to the county's recorded deed.

How big is 540 Rose St, Craig, CO?

540 Rose St, Craig, CO has 3 bedrooms, 1 bathrooms, 1,179 square feet of living space and a 0.18-acre lot.

When was 540 Rose St, Craig, CO built?

540 Rose St, Craig, CO was built in 1941, making it 85 years old. It is a ranch home. The building has 1 story.

What schools serve 540 Rose St, Craig, CO?

540 Rose St, Craig, CO is assigned to Sandrock Elementary School (elementary), rated C+; Craig Middle School (middle), rated C; Moffat County High School (high), rated C-. All sit in Moffat County School District Re-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Rose St, Craig, CO compare to other homes in Craig 81625?

Among the 5,033 homes in Craig 81625, it is worth more than 10% of them ($153,434 against a typical $296,431), its price per square foot is higher than 17% of them ($130 against a typical $183), it is bigger than 32% of them (1,179 ft² against a typical 1,440 ft²), its lot is bigger than 26% of them (0.18 ac against a typical 0.25 ac) and it is newer than 10% of them (1941 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Rose St, Craig, CO?

The 2025 property tax bill for 540 Rose St, Craig, CO was $353. The county assessed it at $7,688.

Closest homes

More homes in Craig 81625

Assigned schools

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