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Single Family ResidenceResidential
$1,203,641$995 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,458,000 on Jun 7, 2022

540 RUTLAND DR

PACIFICA, CA 94044
3
Beds
2
Baths
1,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,458,000 · Jun 7, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$603,641
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$482,913
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$600,000
UNITED WHOLESALE MORTGAGE · recorded Jun 7, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,675 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,206,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$827,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$379,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,200,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,111,680

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySAN MATEO
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sunset Ridge Elementary SchoolC+
Elementary · Grades KG–5 · 0.3 mi
M
Ocean Shore SchoolA
Middle · Grades KG–8 · 0.6 mi

District: Pacifica School District

Neighborhood · ZIP 94044These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.642

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.34,994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,331
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$170,620
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Rutland Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Fairmont
  • Costs more per square foot than 92% of homes in Fairmont
  • Smaller than 75% of homes in San Mateo County
  • Has a smaller lot than 81% of homes in San Mateo County

What homes are worth in Pacifica 94044

Each bar is how many homes fall in that price range. The marker is this home.

This home
$689K$1.9M

This home is worth more than 59% of homes in Pacifica 94044.

How it measures up in Pacifica 94044

The dot is this home. The mark in the middle is the typical home in Pacifica 94044.

Estimated value$1,203,641
CheaperTypical $1,151,258Pricier

Pricier than 59% of homes nearby

Price per ft²$995
CheaperTypical $819Pricier

Pricier than 80% of homes nearby

Living area1,210 ft²
SmallerTypical 1,395 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.1 ac
SmallerTypical 0.13 acBigger

Bigger than 21% of homes nearby

Year built1964
OlderTypical 1962Newer

Newer than 62% of homes nearby

How 540 Rutland Dr ranks against every home in each area.
MeasureThis homeFairmontPacifica 94044San Mateo County
Estimated valuepricier than$1,203,64165% of homes59% of homes38% of homes
Price per ft²pricier than$99592% of homes80% of homes54% of homes
Living areabigger than1,210 ft²35% of homes35% of homes25% of homes
Lot sizebigger than0.1 ac65% of homes21% of homes19% of homes
Year builtnewer than196445% of homes62% of homes59% of homes

About 540 Rutland Dr

How much is 540 Rutland Dr, Pacifica, CA worth?

The TopHap Estimate for 540 Rutland Dr, Pacifica, CA is $1,203,641 as of Jul 14, 2026. The likely range is $1,133,649 to $1,273,633. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Rutland Dr, Pacifica, CA last sell?

540 Rutland Dr, Pacifica, CA last sold on Jun 7, 2022 for $1,458,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 540 Rutland Dr, Pacifica, CA?

540 Rutland Dr, Pacifica, CA has 3 bedrooms, 2 bathrooms, 1,210 square feet of living space and a 0.10-acre lot.

When was 540 Rutland Dr, Pacifica, CA built?

540 Rutland Dr, Pacifica, CA was built in 1964, making it 62 years old. It is a conventional home. The building has 1 story.

What schools serve 540 Rutland Dr, Pacifica, CA?

540 Rutland Dr, Pacifica, CA is assigned to Sunset Ridge Elementary School (elementary), rated C+; Ocean Shore School (middle), rated A. All sit in Pacifica School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Rutland Dr, Pacifica, CA compare to other homes in Pacifica 94044?

Among the 11,854 homes in Pacifica 94044, it is worth more than 59% of them ($1,203,641 against a typical $1,151,258), its price per square foot is higher than 80% of them ($995 against a typical $819), it is bigger than 35% of them (1,210 ft² against a typical 1,395 ft²), its lot is bigger than 21% of them (0.1 ac against a typical 0.13 ac) and it is newer than 62% of them (1964 against a typical 1962). Measured against all of San Mateo County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Rutland Dr, Pacifica, CA?

The 2025 property tax bill for 540 Rutland Dr, Pacifica, CA was $15,675. The county assessed it at $1,206,000.

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