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Single Family ResidenceResidential
$610,201$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $338,000 on Apr 22, 2016

540 SADDLE CREEK CIR

ROSWELL, GA 30076
5
Beds
2.5
Baths
2,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$610K
$560K low$660K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$338,000 · Apr 22, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$339,801
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$271,841
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$270,400
BANK OF AMERICA CALIFORNIA NA · recorded Apr 26, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,531 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$211,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$204,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$529,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFULTON
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood / Spot
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,176 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elkins Pointe Middle SchoolA-
Middle · Grades 6–8 · 0.7 mi
E
Sweet Apple Elementary SchoolA+
Elementary · Grades PK–5 · 1.1 mi
H
Milton High SchoolA+
High · Grades 9–12 · 2.4 mi

District: Fulton County School District

Neighborhood · ZIP 30076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.42,728
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,634 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,531
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,458
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Saddle Creek Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Fulton County
  • Bigger than 66% of homes in Fulton County
  • Has a bigger lot than 96% of homes in Roswell 30076
  • Older than 82% of homes in Roswell 30076

What homes are worth in Roswell 30076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$255K$1.3M

This home is worth more than 54% of homes in Roswell 30076.

How it measures up in Roswell 30076

The dot is this home. The mark in the middle is the typical home in Roswell 30076.

Estimated value$610,201
CheaperTypical $594,205Pricier

Pricier than 54% of homes nearby

Price per ft²$248
CheaperTypical $260Pricier

Pricier than 38% of homes nearby

Living area2,456 ft²
SmallerTypical 2,238 ft²Bigger

Bigger than 60% of homes nearby

Lot size1 ac
SmallerTypical 0.3 acBigger

Bigger than 96% of homes nearby

Year built1978
OlderTypical 1984Newer

Newer than 18% of homes nearby

How 540 Saddle Creek Cir ranks against every home in each area.
MeasureThis homeRoswell 30076Fulton County
Estimated valuepricier than$610,20154% of homes65% of homes
Price per ft²pricier than$24838% of homes52% of homes
Living areabigger than2,456 ft²60% of homes66% of homes
Lot sizebigger than1 ac96% of homes91% of homes
Year builtnewer than197818% of homes36% of homes

About 540 Saddle Creek Cir

How much is 540 Saddle Creek Cir, Roswell, GA worth?

The TopHap Estimate for 540 Saddle Creek Cir, Roswell, GA is $610,201 as of Jul 14, 2026. The likely range is $560,425 to $659,977. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Saddle Creek Cir, Roswell, GA last sell?

540 Saddle Creek Cir, Roswell, GA last sold on Apr 22, 2016 for $338,000, according to the county's recorded deed.

How big is 540 Saddle Creek Cir, Roswell, GA?

540 Saddle Creek Cir, Roswell, GA has 5 bedrooms, 2.5 bathrooms, 2,456 square feet of living space and a 1.00-acre lot.

When was 540 Saddle Creek Cir, Roswell, GA built?

540 Saddle Creek Cir, Roswell, GA was built in 1978, making it 48 years old. It is a conventional home. The building has 2 stories.

What schools serve 540 Saddle Creek Cir, Roswell, GA?

540 Saddle Creek Cir, Roswell, GA is assigned to Elkins Pointe Middle School (middle), rated A-; Sweet Apple Elementary School (elementary), rated A+; Milton High School (high), rated A+. All sit in Fulton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Saddle Creek Cir, Roswell, GA compare to other homes in Roswell 30076?

Among the 12,651 homes in Roswell 30076, it is worth more than 54% of them ($610,201 against a typical $594,205), its price per square foot is higher than 38% of them ($248 against a typical $260), it is bigger than 60% of them (2,456 ft² against a typical 2,238 ft²), its lot is bigger than 96% of them (1 ac against a typical 0.3 ac) and it is newer than 18% of them (1978 against a typical 1984). Measured against all of Fulton County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Saddle Creek Cir, Roswell, GA?

The 2025 property tax bill for 540 Saddle Creek Cir, Roswell, GA was $5,531. The county assessed it at $211,760.

Closest homes

More homes in Roswell 30076

Assigned schools

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