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Single Family ResidenceResidential
$383,759$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

540 SOUTH ST

ELGIN, IL 60123
5
Beds
2
Baths
2,880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$384K
$358K low$409K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,722 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,219 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,526
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,693
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,598
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$327,788

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Elementary SchoolD
Elementary · Grades KG–6 · 0.3 mi
M
Abbott Middle SchoolD-
Middle · Grades 7–8 · 0.4 mi
H
Larkin High SchoolF
High · Grades 9–12 · 1.0 mi

District: School District U-46

Neighborhood · ZIP 60123These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.47,601
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,813
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 South St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Elgin 60123
  • Costs less per square foot than 98% of homes in Elgin 60123
  • Bigger than 97% of homes in Elgin 60123
  • Has a bigger lot than 68% of homes in Elgin 60123
  • Older than 90% of homes in Kane County

What homes are worth in Elgin 60123

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$521K

This home is worth more than 75% of homes in Elgin 60123.

How it measures up in Elgin 60123

The dot is this home. The mark in the middle is the typical home in Elgin 60123.

Estimated value$383,759
CheaperTypical $308,477Pricier

Pricier than 75% of homes nearby

Price per ft²$133
CheaperTypical $207Pricier

Pricier than 2% of homes nearby

Living area2,880 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.25 ac
SmallerTypical 0.21 acBigger

Bigger than 68% of homes nearby

Year built1918
OlderTypical 1970Newer

Newer than 13% of homes nearby

How 540 South St ranks against every home in each area.
MeasureThis homeElgin 60123Kane County
Estimated valuepricier than$383,75975% of homes51% of homes
Price per ft²pricier than$1332% of homes2% of homes
Living areabigger than2,880 ft²97% of homes87% of homes
Lot sizebigger than0.25 ac68% of homes54% of homes
Year builtnewer than191813% of homes10% of homes

About 540 South St

How much is 540 South St, Elgin, IL worth?

The TopHap Estimate for 540 South St, Elgin, IL is $383,759 as of Sep 24, 2026. The likely range is $358,103 to $409,415. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 South St, Elgin, IL last sell?

540 South St, Elgin, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 540 South St, Elgin, IL?

540 South St, Elgin, IL has 5 bedrooms, 2 bathrooms, 2,880 square feet of living space and a 0.25-acre lot.

When was 540 South St, Elgin, IL built?

540 South St, Elgin, IL was built in 1918, making it 108 years old. The building has 2 stories.

What schools serve 540 South St, Elgin, IL?

540 South St, Elgin, IL is assigned to Washington Elementary School (elementary), rated D; Abbott Middle School (middle), rated D-; Larkin High School (high), rated F. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 South St, Elgin, IL compare to other homes in Elgin 60123?

Among the 12,912 homes in Elgin 60123, it is worth more than 75% of them ($383,759 against a typical $308,477), its price per square foot is higher than 2% of them ($133 against a typical $207), it is bigger than 97% of them (2,880 ft² against a typical 1,488 ft²), its lot is bigger than 68% of them (0.25 ac against a typical 0.21 ac) and it is newer than 13% of them (1918 against a typical 1970). Measured against all of Kane County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 South St, Elgin, IL?

The 2025 property tax bill for 540 South St, Elgin, IL was $7,722. The county assessed it at $109,219.

More homes on South St

Closest homes

More homes in Elgin 60123

Assigned schools

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