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Single Family ResidenceResidential
$463,413$502 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

540 TERRACE ST

SALINAS, CA 93905
2
Beds
1
Baths
924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$463K
$446K low$481K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,210 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$94,532 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,205
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,327
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,680

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
19
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyMONTEREY
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Tar & Gravel
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roosevelt Elementary SchoolC
Elementary · Grades KG–6 · 1.4 mi
H
Salinas High SchoolB
High · Grades 9–12 · 1.4 mi
M
Washington Middle SchoolC
Middle · Grades 7–8 · 1.7 mi

District: Salinas City Elementary School District

Neighborhood · ZIP 93905These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.352

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.99%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.61,778
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,713 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,316
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,722
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Monterey County
  • Costs more per square foot than 78% of homes in Salinas 93905
  • Smaller than 93% of homes in Monterey County
  • Has a smaller lot than 79% of homes in Monterey County
  • Older than 90% of homes in Monterey County

What homes are worth in Salinas 93905

Each bar is how many homes fall in that price range. The marker is this home.

This home
$358K$870K

This home is worth more than 16% of homes in Salinas 93905.

How it measures up in Salinas 93905

The dot is this home. The mark in the middle is the typical home in Salinas 93905.

Estimated value$463,413
CheaperTypical $567,685Pricier

Pricier than 16% of homes nearby

Price per ft²$502
CheaperTypical $403Pricier

Pricier than 78% of homes nearby

Living area924 ft²
SmallerTypical 1,384 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.12 ac
SmallerTypical 0.15 acBigger

Bigger than 25% of homes nearby

Year built1940
OlderTypical 1974Newer

Newer than 12% of homes nearby

How 540 Terrace St ranks against every home in each area.
MeasureThis homeSalinas 93905Monterey County
Estimated valuepricier than$463,41316% of homes8% of homes
Price per ft²pricier than$50278% of homes51% of homes
Living areabigger than924 ft²8% of homes7% of homes
Lot sizebigger than0.12 ac25% of homes21% of homes
Year builtnewer than194012% of homes10% of homes

About 540 Terrace St

How much is 540 Terrace St, Salinas, CA worth?

The TopHap Estimate for 540 Terrace St, Salinas, CA is $463,413 as of Aug 30, 2026. The likely range is $445,909 to $480,917. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Terrace St, Salinas, CA last sell?

540 Terrace St, Salinas, CA last sold on Jan 17, 1997, according to the county's recorded deed.

How big is 540 Terrace St, Salinas, CA?

540 Terrace St, Salinas, CA has 2 bedrooms, 1 bathrooms, 924 square feet of living space and a 0.12-acre lot.

When was 540 Terrace St, Salinas, CA built?

540 Terrace St, Salinas, CA was built in 1940, making it 86 years old. It is a custom design home. The building has 1 story.

What schools serve 540 Terrace St, Salinas, CA?

540 Terrace St, Salinas, CA is assigned to Roosevelt Elementary School (elementary), rated C; Salinas High School (high), rated B; Washington Middle School (middle), rated C. All sit in Salinas City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Terrace St, Salinas, CA compare to other homes in Salinas 93905?

Among the 8,574 homes in Salinas 93905, it is worth more than 16% of them ($463,413 against a typical $567,685), its price per square foot is higher than 78% of them ($502 against a typical $403), it is bigger than 8% of them (924 ft² against a typical 1,384 ft²), its lot is bigger than 25% of them (0.12 ac against a typical 0.15 ac) and it is newer than 12% of them (1940 against a typical 1974). Measured against all of Monterey County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Terrace St, Salinas, CA?

The 2025 property tax bill for 540 Terrace St, Salinas, CA was $1,210. The county assessed it at $94,532.

More homes on Terrace St

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