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Single Family ResidenceResidential
$303,643$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $297,920 on Aug 31, 2023

545 SPRUCE DR

RENO, TX 75462
2
Baths
1,892 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$304K
$282K low$325K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$297,920 · Aug 31, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,643
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,714
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$224,000
GUARANTEED RATE INC · recorded Aug 31, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,535 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,980
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$247,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$346,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLAMAR
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 432 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W. L. Higgins Elementary School
Elementary · Grades EE–1 · 3.5 mi
M
Frank Stone Middle SchoolC
Middle · Grades 6–8 · 3.7 mi
H
North Lamar High SchoolB
High · Grades 9–12 · 4.0 mi

District: North Lamar Independent School District

Neighborhood · ZIP 75462These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.14,214
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,759
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,389
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Spruce Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Lamar County
  • Costs more per square foot than 87% of homes in Lamar County
  • Bigger than 72% of homes in Lamar County
  • Has a smaller lot than 68% of homes in Paris 75462
  • Older than 73% of homes in Paris 75462

What homes are worth in Paris 75462

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$657K

This home is worth more than 64% of homes in Paris 75462.

How it measures up in Paris 75462

The dot is this home. The mark in the middle is the typical home in Paris 75462.

Estimated value$303,643
CheaperTypical $259,640Pricier

Pricier than 64% of homes nearby

Price per ft²$160
CheaperTypical $139Pricier

Pricier than 77% of homes nearby

Living area1,892 ft²
SmallerTypical 1,836 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.24 ac
SmallerTypical 0.32 acBigger

Bigger than 32% of homes nearby

Year built1988
OlderTypical 1996Newer

Newer than 27% of homes nearby

How 545 Spruce Dr ranks against every home in each area.
MeasureThis homeParis 75462Lamar County
Estimated valuepricier than$303,64364% of homes85% of homes
Price per ft²pricier than$16077% of homes87% of homes
Living areabigger than1,892 ft²53% of homes72% of homes
Lot sizebigger than0.24 ac32% of homes48% of homes
Year builtnewer than198827% of homes27% of homes

About 545 Spruce Dr

How much is 545 Spruce Dr, Reno, TX worth?

The TopHap Estimate for 545 Spruce Dr, Reno, TX is $303,643 as of Jul 14, 2026. The likely range is $282,451 to $324,835. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 Spruce Dr, Reno, TX last sell?

545 Spruce Dr, Reno, TX last sold on Aug 31, 2023 for $297,920, according to the county's recorded deed.

How big is 545 Spruce Dr, Reno, TX?

545 Spruce Dr, Reno, TX has 2 bathrooms, 1,892 square feet of living space and a 0.24-acre lot.

When was 545 Spruce Dr, Reno, TX built?

545 Spruce Dr, Reno, TX was built in 1988, making it 38 years old. It is a conventional home. The building has 1 story.

What schools serve 545 Spruce Dr, Reno, TX?

545 Spruce Dr, Reno, TX is assigned to W. L. Higgins Elementary School (elementary); Frank Stone Middle School (middle), rated C; North Lamar High School (high), rated B. All sit in North Lamar Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Spruce Dr, Reno, TX compare to other homes in Paris 75462?

Among the 3,450 homes in Paris 75462, it is worth more than 64% of them ($303,643 against a typical $259,640), its price per square foot is higher than 77% of them ($160 against a typical $139), it is bigger than 53% of them (1,892 ft² against a typical 1,836 ft²), its lot is bigger than 32% of them (0.24 ac against a typical 0.32 ac) and it is newer than 27% of them (1988 against a typical 1996). Measured against all of Lamar County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Spruce Dr, Reno, TX?

The 2025 property tax bill for 545 Spruce Dr, Reno, TX was $4,535. The county assessed it at $280,000.

Closest homes

More homes in Reno 75462

Assigned schools

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