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Single Family ResidenceResidential
$545,344$251 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

547 W COTTAGE LN

DE RUYTER, NY 13052
3
Beds
3 / 1
Baths
2,174 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$545K
$498K low$592K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,603 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$300,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$205,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$551,978

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.Forced Air
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 472 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
DeRuyter Middle/High SchoolB+
Middle · Grades 5–12 · 3.4 mi
E
DeRuyter Elementary SchoolC-
Elementary · Grades PK–4 · 3.4 mi

District: Deruyter Central School District

Neighborhood · ZIP 13052These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,568
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,177
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

547 W Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in De Ruyter 13052
  • Costs more per square foot than 91% of homes in Madison County
  • Bigger than 84% of homes in De Ruyter 13052
  • Has a smaller lot than 73% of homes in De Ruyter 13052
  • Newer than 93% of homes in Madison County

What homes are worth in De Ruyter 13052

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$646K

This home is worth more than 95% of homes in De Ruyter 13052.

How it measures up in De Ruyter 13052

The dot is this home. The mark in the middle is the typical home in De Ruyter 13052.

Estimated value$545,344
CheaperTypical $172,430Pricier

Pricier than 95% of homes nearby

Price per ft²$251
CheaperTypical $103Pricier

Pricier than 83% of homes nearby

Living area2,174 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.32 ac
SmallerTypical 0.76 acBigger

Bigger than 27% of homes nearby

Year built2006
OlderTypical 1958Newer

Newer than 92% of homes nearby

How 547 W Cottage Ln ranks against every home in each area.
MeasureThis homeDe Ruyter 13052Madison County
Estimated valuepricier than$545,34495% of homes94% of homes
Price per ft²pricier than$25183% of homes91% of homes
Living areabigger than2,174 ft²84% of homes79% of homes
Lot sizebigger than0.32 ac27% of homes27% of homes
Year builtnewer than200692% of homes93% of homes

About 547 W Cottage Ln

How much is 547 W Cottage Ln, De Ruyter, NY worth?

The TopHap Estimate for 547 W Cottage Ln, De Ruyter, NY is $545,344 as of Sep 24, 2026. The likely range is $498,365 to $592,323. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 547 W Cottage Ln, De Ruyter, NY last sell?

547 W Cottage Ln, De Ruyter, NY last sold on Feb 13, 2026, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 547 W Cottage Ln, De Ruyter, NY?

547 W Cottage Ln, De Ruyter, NY has 3 bedrooms, 3 bathrooms, 2,174 square feet of living space and a 0.32-acre lot.

When was 547 W Cottage Ln, De Ruyter, NY built?

547 W Cottage Ln, De Ruyter, NY was built in 2006, making it 20 years old. It is a contemporary home. The building has 2 stories.

What schools serve 547 W Cottage Ln, De Ruyter, NY?

547 W Cottage Ln, De Ruyter, NY is assigned to DeRuyter Middle/High School (middle), rated B+; DeRuyter Elementary School (elementary), rated C-. All sit in Deruyter Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 547 W Cottage Ln, De Ruyter, NY compare to other homes in De Ruyter 13052?

Among the 1,052 homes in De Ruyter 13052, it is worth more than 95% of them ($545,344 against a typical $172,430), its price per square foot is higher than 83% of them ($251 against a typical $103), it is bigger than 84% of them (2,174 ft² against a typical 1,456 ft²), its lot is bigger than 27% of them (0.32 ac against a typical 0.76 ac) and it is newer than 92% of them (2006 against a typical 1958). Measured against all of Madison County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 547 W Cottage Ln, De Ruyter, NY?

The 2025 property tax bill for 547 W Cottage Ln, De Ruyter, NY was $11,603. The county assessed it at $300,000.

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