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Seasonal, Cabin, Vacation ResidenceResidential

549 W COTTAGE LN

DE RUYTER, NY 13052
4
Beds
2 / 1
Baths
1,728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,575 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$89,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$170,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,787

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.40
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 156 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
DeRuyter Middle/High SchoolB+
Middle · Grades 5–12 · 3.4 mi
E
DeRuyter Elementary SchoolC-
Elementary · Grades PK–4 · 3.4 mi

District: Deruyter Central School District

Neighborhood · ZIP 13052These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,568
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,177
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

549 W Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 65% of homes in De Ruyter 13052
  • Has a smaller lot than 66% of homes in De Ruyter 13052

How it measures up in De Ruyter 13052

The dot is this home. The mark in the middle is the typical home in De Ruyter 13052.

Living area1,728 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.4 ac
SmallerTypical 0.79 acBigger

Bigger than 34% of homes nearby

Year built1953
OlderTypical 1958Newer

Newer than 48% of homes nearby

How 549 W Cottage Ln ranks against every home in each area.
MeasureThis homeDe Ruyter 13052Madison County
Living areabigger than1,728 ft²65% of homes59% of homes
Lot sizebigger than0.4 ac34% of homes35% of homes
Year builtnewer than195348% of homes44% of homes

About 549 W Cottage Ln

How big is 549 W Cottage Ln, De Ruyter, NY?

549 W Cottage Ln, De Ruyter, NY has 4 bedrooms, 2 bathrooms, 1,728 square feet of living space and a 0.40-acre lot.

When was 549 W Cottage Ln, De Ruyter, NY built?

549 W Cottage Ln, De Ruyter, NY was built in 1953, making it 73 years old. It is a colonial home. The building has 2 stories.

What schools serve 549 W Cottage Ln, De Ruyter, NY?

549 W Cottage Ln, De Ruyter, NY is assigned to DeRuyter Middle/High School (middle), rated B+; DeRuyter Elementary School (elementary), rated C-. All sit in Deruyter Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 549 W Cottage Ln, De Ruyter, NY compare to other homes in De Ruyter 13052?

Among the 1,052 homes in De Ruyter 13052, it is bigger than 65% of them (1,728 ft² against a typical 1,456 ft²), its lot is bigger than 34% of them (0.4 ac against a typical 0.79 ac) and it is newer than 48% of them (1953 against a typical 1958). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 549 W Cottage Ln, De Ruyter, NY?

The 2025 property tax bill for 549 W Cottage Ln, De Ruyter, NY was $6,575. The county assessed it at $170,000.

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