Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$349,546$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $181,000 on Oct 30, 2008

549 VALLEY DR

STEELE, AL 35987
1 / 1
Baths
2,026 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$350K
$299K low$400K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$181,000 · Oct 30, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$153,372
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$122,698
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$196,174
ROCKET MORTGAGE LLC · recorded Mar 2, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$735 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,760 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,512
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$217,560

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.151 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.2.90
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Steele Elementary SchoolA+
Elementary · Grades PK–8 · 0.9 mi
H
Ashville High SchoolB-
High · Grades 9–12 · 10.1 mi

District: St. Clair County School District

Neighborhood · ZIP 35987These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,265
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,927
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,339
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

549 Valley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Steele 35987
  • Costs more per square foot than 79% of homes in Steele 35987
  • Bigger than 83% of homes in Steele 35987
  • Has a bigger lot than 79% of homes in St. Clair County
  • Newer than 78% of homes in Steele 35987

What homes are worth in Steele 35987

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$803K

This home is worth more than 85% of homes in Steele 35987.

How it measures up in Steele 35987

The dot is this home. The mark in the middle is the typical home in Steele 35987.

Estimated value$349,546
CheaperTypical $165,296Pricier

Pricier than 85% of homes nearby

Price per ft²$173
CheaperTypical $108Pricier

Pricier than 79% of homes nearby

Living area2,026 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 83% of homes nearby

Lot size2.9 ac
SmallerTypical 1.9 acBigger

Bigger than 60% of homes nearby

Year built2001
OlderTypical 1983Newer

Newer than 78% of homes nearby

How 549 Valley Dr ranks against every home in each area.
MeasureThis homeSteele 35987St. Clair County
Estimated valuepricier than$349,54685% of homes67% of homes
Price per ft²pricier than$17379% of homes55% of homes
Living areabigger than2,026 ft²83% of homes71% of homes
Lot sizebigger than2.9 ac60% of homes79% of homes
Year builtnewer than200178% of homes55% of homes

About 549 Valley Dr

How much is 549 Valley Dr, Steele, AL worth?

The TopHap Estimate for 549 Valley Dr, Steele, AL is $349,546 as of Jul 14, 2026. The likely range is $299,312 to $399,780. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 549 Valley Dr, Steele, AL last sell?

549 Valley Dr, Steele, AL last sold on Oct 30, 2008 for $181,000, according to the county's recorded deed.

How big is 549 Valley Dr, Steele, AL?

549 Valley Dr, Steele, AL has 1 bathrooms, 2,026 square feet of living space and a 2.90-acre lot.

When was 549 Valley Dr, Steele, AL built?

549 Valley Dr, Steele, AL was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 549 Valley Dr, Steele, AL?

549 Valley Dr, Steele, AL is assigned to Steele Elementary School (elementary), rated A+; Ashville High School (high), rated B-. All sit in St. Clair County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 549 Valley Dr, Steele, AL compare to other homes in Steele 35987?

Among the 988 homes in Steele 35987, it is worth more than 85% of them ($349,546 against a typical $165,296), its price per square foot is higher than 79% of them ($173 against a typical $108), it is bigger than 83% of them (2,026 ft² against a typical 1,456 ft²), its lot is bigger than 60% of them (2.9 ac against a typical 1.9 ac) and it is newer than 78% of them (2001 against a typical 1983). Measured against all of St. Clair County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 549 Valley Dr, Steele, AL?

The 2025 property tax bill for 549 Valley Dr, Steele, AL was $735. The county assessed it at $21,760.

Closest homes

More homes in Steele 35987

Assigned schools

Explore the area

See this home in context

Open 549 Valley Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map