Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$209,900$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,000 on Jul 6, 2026

55 RIDGE RD

SPENCER, TN 38585
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.09 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$210K
$173K low$247K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Jul 6, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$209,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$167,920

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$536 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,325 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,475
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,325
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVAN BUREN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.1.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 132 ft²Patio · 132 ft²Porch · 24 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Van Buren County High SchoolB
Middle · Grades 6–12 · 7.3 mi
E
Spencer Elementary SchoolB
Elementary · Grades PK–5 · 7.4 mi

District: Van Buren County School District

Neighborhood · ZIP 38585These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,476
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,214
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

55 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 68% of homes in Spencer 38585
  • Has a smaller lot than 71% of homes in Spencer 38585
  • Older than 66% of homes in Van Buren County

What homes are worth in Spencer 38585

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$724K

This home is worth more than 61% of homes in Spencer 38585.

How it measures up in Spencer 38585

The dot is this home. The mark in the middle is the typical home in Spencer 38585.

Estimated value$209,900
CheaperTypical $171,782Pricier

Pricier than 61% of homes nearby

Price per ft²$175
CheaperTypical $148Pricier

Pricier than 68% of homes nearby

Living area1,200 ft²
SmallerTypical 1,306 ft²Bigger

Bigger than 40% of homes nearby

Lot size1.09 ac
SmallerTypical 2.39 acBigger

Bigger than 29% of homes nearby

Year built1980
OlderTypical 1991Newer

Newer than 38% of homes nearby

How 55 Ridge Rd ranks against every home in each area.
MeasureThis homeSpencer 38585Van Buren County
Estimated valuepricier than$209,90061% of homes54% of homes
Price per ft²pricier than$17568% of homes59% of homes
Living areabigger than1,200 ft²40% of homes37% of homes
Lot sizebigger than1.09 ac29% of homes32% of homes
Year builtnewer than198038% of homes34% of homes

About 55 Ridge Rd

How much is 55 Ridge Rd, Spencer, TN worth?

The TopHap Estimate for 55 Ridge Rd, Spencer, TN is $209,900 as of Jul 14, 2026. The likely range is $173,226 to $246,574. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 55 Ridge Rd, Spencer, TN last sell?

55 Ridge Rd, Spencer, TN last sold on Jul 6, 2026 for $75,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 55 Ridge Rd, Spencer, TN?

55 Ridge Rd, Spencer, TN has 1 bathrooms, 1,200 square feet of living space and a 1.09-acre lot.

When was 55 Ridge Rd, Spencer, TN built?

55 Ridge Rd, Spencer, TN was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 55 Ridge Rd, Spencer, TN?

55 Ridge Rd, Spencer, TN is assigned to Van Buren County High School (middle), rated B; Spencer Elementary School (elementary), rated B. All sit in Van Buren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 55 Ridge Rd, Spencer, TN compare to other homes in Spencer 38585?

Among the 2,400 homes in Spencer 38585, it is worth more than 61% of them ($209,900 against a typical $171,782), its price per square foot is higher than 68% of them ($175 against a typical $148), it is bigger than 40% of them (1,200 ft² against a typical 1,306 ft²), its lot is bigger than 29% of them (1.09 ac against a typical 2.39 ac) and it is newer than 38% of them (1980 against a typical 1991). Measured against all of Van Buren County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 55 Ridge Rd, Spencer, TN?

The 2025 property tax bill for 55 Ridge Rd, Spencer, TN was $536. The county assessed it at $22,325.

More homes on Ridge Rd

Closest homes

More homes in Spencer 38585

Assigned schools

Explore the area

See this home in context

Open 55 Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map