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Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $355,000 on Mar 23, 2020

55 TERRACE AVE

WESTERLY, RI 02891
3
Beds
1.5
Baths
1,664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,337 ft²
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$355,000 · Mar 23, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,813 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$536,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$291,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$401,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$724,674

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
12
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.26%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dunn's Corners Elementary SchoolA-
Elementary · Grades KG–4 · 0.6 mi
M
Westerly Middle SchoolB-
Middle · Grades 5–8 · 1.0 mi
H
Westerly High SchoolB+
High · Grades 9–12 · 3.5 mi

District: Westerly School District

Neighborhood · ZIP 02891These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,875
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.710 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,075
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,216
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

55 Terrace Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest lots in Westerly 02891
  • Older than 75% of homes in Washington County

How it measures up in Westerly 02891

The dot is this home. The mark in the middle is the typical home in Westerly 02891.

Living area1,664 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 50% of homes nearby

Lot size3,337 ft²
SmallerTypical 0.4 acBigger

Smaller than almost all homes nearby

Year built1956
OlderTypical 1975Newer

Newer than 30% of homes nearby

How 55 Terrace Ave ranks against every home in each area.
MeasureThis homeWesterly 02891Washington County
Living areabigger than1,664 ft²50% of homes52% of homes
Lot sizebigger than3,337 ft²almost no homesalmost no homes
Year builtnewer than195630% of homes25% of homes

About 55 Terrace Ave

When did 55 Terrace Ave, Westerly, RI last sell?

55 Terrace Ave, Westerly, RI last sold on Mar 23, 2020 for $355,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 55 Terrace Ave, Westerly, RI?

55 Terrace Ave, Westerly, RI has 3 bedrooms, 1.5 bathrooms, 1,664 square feet of living space and a 0.08-acre lot.

When was 55 Terrace Ave, Westerly, RI built?

55 Terrace Ave, Westerly, RI was built in 1956, making it 70 years old. It is a colonial home. The building has 2 stories.

What schools serve 55 Terrace Ave, Westerly, RI?

55 Terrace Ave, Westerly, RI is assigned to Dunn's Corners Elementary School (elementary), rated A-; Westerly Middle School (middle), rated B-; Westerly High School (high), rated B+. All sit in Westerly School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 55 Terrace Ave, Westerly, RI compare to other homes in Westerly 02891?

Among the 10,296 homes in Westerly 02891, it is bigger than 50% of them (1,664 ft² against a typical 1,664 ft²), its lot is bigger than almost none of them (3,337 ft² against a typical 0.4 ac) and it is newer than 30% of them (1956 against a typical 1975). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 55 Terrace Ave, Westerly, RI?

The 2025 property tax bill for 55 Terrace Ave, Westerly, RI was $3,813. The county assessed it at $536,300.

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