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Single Family ResidenceResidential
$631,053$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $38,500 on Mar 2, 1987

550 RUBY ST

JOLIET, IL 60435
2
Baths
2,303 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$631K
$574K low$688K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$38,500 · Mar 2, 1987
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$420,053
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$336,042
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$186,000
STANDARD BANK & TRUST · recorded Jun 22, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
FIRST MIDWEST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,778 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,971 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,133
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$140,838
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,714
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$509,913

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.2.00
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Minooka Community High SchoolA+
High · Grades 9–12 · 2.9 mi
E
Walnut Trails Elementary SchoolA+
Elementary · Grades KG–4 · 3.0 mi
M
Minooka Junior High SchoolB
Middle · Grades 7–8 · 3.2 mi

District: Minooka Community Consolidated School District 201

Neighborhood · ZIP 60435These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.51,469
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,640 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,757
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,021
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

550 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Joliet 60435
  • Costs more per square foot than 89% of homes in Will County
  • Bigger than 94% of homes in Joliet 60435
  • Among the largest lots in Joliet 60435
  • Newer than 75% of homes in Joliet 60435

What homes are worth in Joliet 60435

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$432K

This home is worth more than almost all homes in Joliet 60435.

How it measures up in Joliet 60435

The dot is this home. The mark in the middle is the typical home in Joliet 60435.

Estimated value$631,053
CheaperTypical $270,768Pricier

Pricier than almost all homes nearby

Price per ft²$274
CheaperTypical $211Pricier

Pricier than 87% of homes nearby

Living area2,303 ft²
SmallerTypical 1,196 ft²Bigger

Bigger than 94% of homes nearby

Lot size2 ac
SmallerTypical 0.19 acBigger

Bigger than almost all homes nearby

Year built1987
OlderTypical 1958Newer

Newer than 75% of homes nearby

How 550 Ruby St ranks against every home in each area.
MeasureThis homeJoliet 60435Will County
Estimated valuepricier than$631,053almost all homes88% of homes
Price per ft²pricier than$27487% of homes89% of homes
Living areabigger than2,303 ft²94% of homes68% of homes
Lot sizebigger than2 acalmost all homes98% of homes
Year builtnewer than198775% of homes39% of homes

About 550 Ruby St

How much is 550 Ruby St, Joliet, IL worth?

The TopHap Estimate for 550 Ruby St, Joliet, IL is $631,053 as of Jun 23, 2026. The likely range is $574,258 to $687,847. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 550 Ruby St, Joliet, IL last sell?

550 Ruby St, Joliet, IL last sold on Mar 2, 1987 for $38,500, according to the county's recorded deed.

How big is 550 Ruby St, Joliet, IL?

550 Ruby St, Joliet, IL has 2 bathrooms, 2,303 square feet of living space and a 2.00-acre lot.

When was 550 Ruby St, Joliet, IL built?

550 Ruby St, Joliet, IL was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 550 Ruby St, Joliet, IL?

550 Ruby St, Joliet, IL is assigned to Minooka Community High School (high), rated A+; Walnut Trails Elementary School (elementary), rated A+; Minooka Junior High School (middle), rated B. All sit in Minooka Community Consolidated School District 201. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 550 Ruby St, Joliet, IL compare to other homes in Joliet 60435?

Among the 14,946 homes in Joliet 60435, it is worth more than almost all of them ($631,053 against a typical $270,768), its price per square foot is higher than 87% of them ($274 against a typical $211), it is bigger than 94% of them (2,303 ft² against a typical 1,196 ft²), its lot is bigger than almost all of them (2 ac against a typical 0.19 ac) and it is newer than 75% of them (1987 against a typical 1958). Measured against all of Will County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 550 Ruby St, Joliet, IL?

The 2025 property tax bill for 550 Ruby St, Joliet, IL was $12,778. The county assessed it at $169,971.

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Assigned schools

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