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Single Family ResidenceResidential
$622,492$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $550,000 on Dec 3, 2009

5505 RIVER BLUFF CT

OREANA, IL 62554
2.5
Baths
3,483 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$622K
$577K low$668K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Dec 3, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$209,992
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$167,994
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$337,500
BUSEY BANK · recorded Nov 6, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
BUSEY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,948 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,843 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,252
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,591
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,723
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$590,588

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.75 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMACON
Lot (acres)The size of the land the home sits on, from county records.12.78
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 446 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Argenta-Oreana Elementary SchoolB-
Elementary · Grades PK–5 · 2.0 mi
M
Argenta-Oreana Middle SchoolB
Middle · Grades 6–8 · 5.0 mi
H
Argenta-Oreana High SchoolD-
High · Grades 9–12 · 5.1 mi

District: Argenta-Oreana Community Unit School District 1

Neighborhood · ZIP 62554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,218
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.65 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,350
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,908
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5505 River Bluff Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Oreana 62554
  • Costs more per square foot than 86% of homes in Macon County
  • Among the largest homes in Oreana 62554
  • Has a bigger lot than 98% of homes in Macon County
  • Newer than 92% of homes in Macon County

What homes are worth in Oreana 62554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$600K

This home is worth more than almost all homes in Oreana 62554.

How it measures up in Oreana 62554

The dot is this home. The mark in the middle is the typical home in Oreana 62554.

Estimated value$622,492
CheaperTypical $227,268Pricier

Pricier than almost all homes nearby

Price per ft²$179
CheaperTypical $173Pricier

Pricier than 57% of homes nearby

Living area3,483 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than almost all homes nearby

Lot size12.78 ac
SmallerTypical 0.46 acBigger

Bigger than 96% of homes nearby

Year built1999
OlderTypical 1968Newer

Newer than 88% of homes nearby

How 5505 River Bluff Ct ranks against every home in each area.
MeasureThis homeOreana 62554Macon County
Estimated valuepricier than$622,492almost all homesalmost all homes
Price per ft²pricier than$17957% of homes86% of homes
Living areabigger than3,483 ft²almost all homesalmost all homes
Lot sizebigger than12.78 ac96% of homes98% of homes
Year builtnewer than199988% of homes92% of homes

About 5505 River Bluff Ct

How much is 5505 River Bluff Ct, Oreana, IL worth?

The TopHap Estimate for 5505 River Bluff Ct, Oreana, IL is $622,492 as of Jul 14, 2026. The likely range is $577,327 to $667,657. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5505 River Bluff Ct, Oreana, IL last sell?

5505 River Bluff Ct, Oreana, IL last sold on Dec 3, 2009 for $550,000, according to the county's recorded deed.

How big is 5505 River Bluff Ct, Oreana, IL?

5505 River Bluff Ct, Oreana, IL has 2.5 bathrooms, 3,483 square feet of living space and a 12.78-acre lot.

When was 5505 River Bluff Ct, Oreana, IL built?

5505 River Bluff Ct, Oreana, IL was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 5505 River Bluff Ct, Oreana, IL?

5505 River Bluff Ct, Oreana, IL is assigned to Argenta-Oreana Elementary School (elementary), rated B-; Argenta-Oreana Middle School (middle), rated B; Argenta-Oreana High School (high), rated D-. All sit in Argenta-Oreana Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5505 River Bluff Ct, Oreana, IL compare to other homes in Oreana 62554?

Among the 636 homes in Oreana 62554, it is worth more than almost all of them ($622,492 against a typical $227,268), its price per square foot is higher than 57% of them ($179 against a typical $173), it is bigger than almost all of them (3,483 ft² against a typical 1,344 ft²), its lot is bigger than 96% of them (12.78 ac against a typical 0.46 ac) and it is newer than 88% of them (1999 against a typical 1968). Measured against all of Macon County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5505 River Bluff Ct, Oreana, IL?

The 2025 property tax bill for 5505 River Bluff Ct, Oreana, IL was $12,948. The county assessed it at $196,843.

Closest homes

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Assigned schools

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