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RanchAgriculture / Farming
$423,949$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 25, 2026

5506 RUSTLERS PASS

MOUNTAIN RANCH, CA 95246
2
Beds
2
Baths
1,591 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.05 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$424K
$370K low$478K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$80,199
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,159
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$270,950
PENNYMAC LOAN SERVICES LLC · recorded Jan 6, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$72,800
UMPQUA BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,825 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$431,730 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,026
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$373,704
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$423,266

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Ranch
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyCALAVERAS
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 95246These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.65%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,962
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,223
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,776
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5506 Rustlers Pass measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Mountain Ranch 95246
  • Costs more per square foot than 68% of homes in Mountain Ranch 95246
  • Bigger than 76% of homes in Mountain Ranch 95246
  • Has a bigger lot than 95% of homes in Calaveras County
  • Newer than 86% of homes in Mountain Ranch 95246

What homes are worth in Mountain Ranch 95246

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$574K

This home is worth more than 89% of homes in Mountain Ranch 95246.

How it measures up in Mountain Ranch 95246

The dot is this home. The mark in the middle is the typical home in Mountain Ranch 95246.

Estimated value$423,949
CheaperTypical $291,245Pricier

Pricier than 89% of homes nearby

Price per ft²$266
CheaperTypical $239Pricier

Pricier than 68% of homes nearby

Living area1,591 ft²
SmallerTypical 1,236 ft²Bigger

Bigger than 76% of homes nearby

Lot size5.05 ac
SmallerTypical 2.4 acBigger

Bigger than 81% of homes nearby

Year built1993
OlderTypical 1977Newer

Newer than 86% of homes nearby

How 5506 Rustlers Pass ranks against every home in each area.
MeasureThis homeMountain Ranch 95246Calaveras County
Estimated valuepricier than$423,94989% of homes56% of homes
Price per ft²pricier than$26668% of homes55% of homes
Living areabigger than1,591 ft²76% of homes51% of homes
Lot sizebigger than5.05 ac81% of homes95% of homes
Year builtnewer than199386% of homes73% of homes

About 5506 Rustlers Pass

How much is 5506 Rustlers Pass, Mountain Ranch, CA worth?

The TopHap Estimate for 5506 Rustlers Pass, Mountain Ranch, CA is $423,949 as of Jun 25, 2026. The likely range is $369,518 to $478,380. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5506 Rustlers Pass, Mountain Ranch, CA last sell?

5506 Rustlers Pass, Mountain Ranch, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5506 Rustlers Pass, Mountain Ranch, CA?

5506 Rustlers Pass, Mountain Ranch, CA has 2 bedrooms, 2 bathrooms and 1,591 square feet of living space.

When was 5506 Rustlers Pass, Mountain Ranch, CA built?

5506 Rustlers Pass, Mountain Ranch, CA was built in 1993, making it 33 years old. It is a modern home. The building has 1 story.

How does 5506 Rustlers Pass, Mountain Ranch, CA compare to other homes in Mountain Ranch 95246?

Among the 275 homes in Mountain Ranch 95246, it is worth more than 89% of them ($423,949 against a typical $291,245), its price per square foot is higher than 68% of them ($266 against a typical $239), it is bigger than 76% of them (1,591 ft² against a typical 1,236 ft²), its lot is bigger than 81% of them (5.05 ac against a typical 2.4 ac) and it is newer than 86% of them (1993 against a typical 1977). Measured against all of Calaveras County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5506 Rustlers Pass, Mountain Ranch, CA?

The 2025 property tax bill for 5506 Rustlers Pass, Mountain Ranch, CA was $4,825. The county assessed it at $431,730.

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