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Single Family ResidenceResidential
$196,816$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

5509 FM 860

MONTALBA, TX 75853
0
Baths
1,323 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$197K
$118K low$276K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,060 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,129 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,263
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,866
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,582
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,129

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
18
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyANDERSON
Lot (acres)The size of the land the home sits on, from county records.0.37
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 368 ft²Porch · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cayuga Middle SchoolA
Middle · Grades 6–8 · 5.2 mi
H
Cayuga High SchoolB+
High · Grades 9–12 · 5.2 mi
E
Cayuga Elementary SchoolB-
Elementary · Grades PK–5 · 5.2 mi

District: Cayuga Independent School District

Neighborhood · ZIP 75853These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,386
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,243
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,004
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5509 Fm 860 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Montalba 75853
  • Costs less per square foot than 65% of homes in Montalba 75853
  • Smaller than 69% of homes in Montalba 75853
  • Among the smallest lots in Montalba 75853

What homes are worth in Montalba 75853

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$905K

This home is worth more than 16% of homes in Montalba 75853.

How it measures up in Montalba 75853

The dot is this home. The mark in the middle is the typical home in Montalba 75853.

Estimated value$196,816
CheaperTypical $280,039Pricier

Pricier than 16% of homes nearby

Price per ft²$149
CheaperTypical $169Pricier

Pricier than 35% of homes nearby

Living area1,323 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.37 ac
SmallerTypical 6.33 acBigger

Smaller than almost all homes nearby

How 5509 Fm 860 ranks against every home in each area.
MeasureThis homeMontalba 75853Anderson County
Estimated valuepricier than$196,81616% of homes49% of homes
Price per ft²pricier than$14935% of homes65% of homes
Living areabigger than1,323 ft²31% of homes35% of homes
Lot sizebigger than0.37 acalmost no homes28% of homes

About 5509 Fm 860

How much is 5509 Fm 860, Montalba, TX worth?

The TopHap Estimate for 5509 Fm 860, Montalba, TX is $196,816 as of Sep 24, 2026. The likely range is $118,100 to $275,532. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5509 Fm 860, Montalba, TX last sell?

5509 Fm 860, Montalba, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5509 Fm 860, Montalba, TX?

5509 Fm 860, Montalba, TX has 1,323 square feet of living space and a 0.37-acre lot.

What schools serve 5509 Fm 860, Montalba, TX?

5509 Fm 860, Montalba, TX is assigned to Cayuga Middle School (middle), rated A; Cayuga High School (high), rated B+; Cayuga Elementary School (elementary), rated B-. All sit in Cayuga Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5509 Fm 860, Montalba, TX compare to other homes in Montalba 75853?

Among the 385 homes in Montalba 75853, it is worth more than 16% of them ($196,816 against a typical $280,039), its price per square foot is higher than 35% of them ($149 against a typical $169), it is bigger than 31% of them (1,323 ft² against a typical 1,708 ft²) and its lot is bigger than almost none of them (0.37 ac against a typical 6.33 ac). Measured against all of Anderson County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5509 Fm 860, Montalba, TX?

The 2026 property tax bill for 5509 Fm 860, Montalba, TX was $1,060. The county assessed it at $88,129.

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