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Single Family ResidenceResidential
$148,722$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $784,000 on Jul 21, 2020

5520 STATE ROUTE 116 E

FULTON, KY 42041
3
Beds
1
Baths
1,808 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$149K
$132K low$165K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$784,000 · Jul 21, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.575%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$600,000
USDA · 3.62% · recorded Jan 22, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
RIVER VALLEY AGCREDIT ACA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,236 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,523 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$119,523

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFULTON
Lot (acres)The size of the land the home sits on, from county records.4.82
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Wall Unit
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fulton County Middle SchoolB-
Middle · Grades 6–8 · 12.5 mi
E
Fulton County Elementary SchoolD+
Elementary · Grades PK–5 · 12.6 mi
H
Fulton County High SchoolB-
High · Grades 9–12 · 12.6 mi

District: Fulton County School District

Neighborhood · ZIP 42041These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.349

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,100
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,064
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5520 State Route 116 E measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Fulton County
  • Costs more per square foot than 86% of homes in Fulton County
  • Bigger than 69% of homes in Fulton County
  • Has a bigger lot than 87% of homes in Fulton County

What homes are worth in Fulton 42041

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$306K

This home is worth more than 78% of homes in Fulton 42041.

How it measures up in Fulton 42041

The dot is this home. The mark in the middle is the typical home in Fulton 42041.

Estimated value$148,722
CheaperTypical $85,042Pricier

Pricier than 78% of homes nearby

Price per ft²$82
CheaperTypical $60Pricier

Pricier than 72% of homes nearby

Living area1,808 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 65% of homes nearby

Lot size4.82 ac
SmallerTypical 0.57 acBigger

Bigger than 81% of homes nearby

How 5520 State Route 116 E ranks against every home in each area.
MeasureThis homeFulton 42041Fulton County
Estimated valuepricier than$148,72278% of homes89% of homes
Price per ft²pricier than$8272% of homes86% of homes
Living areabigger than1,808 ft²65% of homes69% of homes
Lot sizebigger than4.82 ac81% of homes87% of homes

About 5520 State Route 116 E

How much is 5520 State Route 116 E, Fulton, KY worth?

The TopHap Estimate for 5520 State Route 116 E, Fulton, KY is $148,722 as of Jul 14, 2026. The likely range is $132,430 to $165,014. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5520 State Route 116 E, Fulton, KY last sell?

5520 State Route 116 E, Fulton, KY last sold on Jul 21, 2020 for $784,000, according to the county's recorded deed.

How big is 5520 State Route 116 E, Fulton, KY?

5520 State Route 116 E, Fulton, KY has 3 bedrooms, 1 bathrooms, 1,808 square feet of living space and a 4.82-acre lot.

What schools serve 5520 State Route 116 E, Fulton, KY?

5520 State Route 116 E, Fulton, KY is assigned to Fulton County Middle School (middle), rated B-; Fulton County Elementary School (elementary), rated D+; Fulton County High School (high), rated B-. All sit in Fulton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5520 State Route 116 E, Fulton, KY compare to other homes in Fulton 42041?

Among the 2,217 homes in Fulton 42041, it is worth more than 78% of them ($148,722 against a typical $85,042), its price per square foot is higher than 72% of them ($82 against a typical $60), it is bigger than 65% of them (1,808 ft² against a typical 1,568 ft²) and its lot is bigger than 81% of them (4.82 ac against a typical 0.57 ac). Measured against all of Fulton County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5520 State Route 116 E, Fulton, KY?

The 2025 property tax bill for 5520 State Route 116 E, Fulton, KY was $1,236. The county assessed it at $119,523.

Closest homes

More homes in Fulton 42041

Assigned schools

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