Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$1,899,900
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

56 RUSTY RIDGE RD

CULLOWHEE, NC 28723
0
Baths
4 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$1.9M
$1.3M low$2.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,805,727
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,444,582
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.5%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,173
MORRIS STATE BANK · P · recorded Sep 21, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,768 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$465,240 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,910
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$390,330
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,610

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.4.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Blue Ridge Early CollegeC-
Middle · Grades 7–12 · 6.0 mi
E
Blue Ridge SchoolC+
Elementary · Grades PK–6 · 6.0 mi

District: Jackson County Schools

Neighborhood · ZIP 28723These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,780
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.116 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,540
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,636
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

56 Rusty Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Cullowhee 28723
  • Has a bigger lot than 85% of homes in Jackson County

What homes are worth in Cullowhee 28723

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$3.3M

This home is worth more than 94% of homes in Cullowhee 28723.

How it measures up in Cullowhee 28723

The dot is this home. The mark in the middle is the typical home in Cullowhee 28723.

Estimated value$1,899,900
CheaperTypical $424,575Pricier

Pricier than 94% of homes nearby

Lot size4 ac
SmallerTypical 1 acBigger

Bigger than 79% of homes nearby

How 56 Rusty Ridge Rd ranks against every home in each area.
MeasureThis homeCullowhee 28723Jackson County
Estimated valuepricier than$1,899,90094% of homes92% of homes
Lot sizebigger than4 ac79% of homes85% of homes

About 56 Rusty Ridge Rd

How much is 56 Rusty Ridge Rd, Cullowhee, NC worth?

The TopHap Estimate for 56 Rusty Ridge Rd, Cullowhee, NC is $1,899,900 as of Jul 14, 2026. The likely range is $1,323,966 to $2,475,834. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 56 Rusty Ridge Rd, Cullowhee, NC last sell?

56 Rusty Ridge Rd, Cullowhee, NC last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 56 Rusty Ridge Rd, Cullowhee, NC?

56 Rusty Ridge Rd, Cullowhee, NC is assigned to Blue Ridge Early College (middle), rated C-; Blue Ridge School (elementary), rated C+. All sit in Jackson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 56 Rusty Ridge Rd, Cullowhee, NC compare to other homes in Cullowhee 28723?

Among the 2,927 homes in Cullowhee 28723, it is worth more than 94% of them ($1,899,900 against a typical $424,575) and its lot is bigger than 79% of them (4 ac against a typical 1 ac). Measured against all of Jackson County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 56 Rusty Ridge Rd, Cullowhee, NC?

The 2025 property tax bill for 56 Rusty Ridge Rd, Cullowhee, NC was $1,768. The county assessed it at $465,240.

Closest homes

More homes in Cullowhee 28723

Assigned schools

Explore the area

See this home in context

Open 56 Rusty Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map