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Single Family ResidenceResidential
$198,718$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5609 N RIVER RD

BYRON, IL 61010
0
Baths
1,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$199K
$173K low$224K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.104%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$124,542
QUICKEN LOANS INC · recorded Sep 25, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,000
ROCKET MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,319 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,181 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,642
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,539
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,459
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,543

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOGLE
Lot (acres)The size of the land the home sits on, from county records.0.39
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Morgan Elementary SchoolA+
Elementary · Grades PK–5 · 3.4 mi
H
Byron High School 9-12A
High · Grades 9–12 · 3.4 mi
M
Byron Middle SchoolA
Middle · Grades 6–8 · 3.4 mi

District: Byron Community Unit School District 226

Neighborhood · ZIP 61010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.7,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,069
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5609 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Byron 61010
  • Costs less per square foot than 77% of homes in Byron 61010
  • Smaller than 75% of homes in Byron 61010
  • Newer than 79% of homes in Ogle County

What homes are worth in Byron 61010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$570K

This home is worth more than 18% of homes in Byron 61010.

How it measures up in Byron 61010

The dot is this home. The mark in the middle is the typical home in Byron 61010.

Estimated value$198,718
CheaperTypical $294,362Pricier

Pricier than 18% of homes nearby

Price per ft²$151
CheaperTypical $181Pricier

Pricier than 23% of homes nearby

Living area1,312 ft²
SmallerTypical 1,628 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.39 ac
SmallerTypical 0.5 acBigger

Bigger than 38% of homes nearby

Year built1997
OlderTypical 1992Newer

Newer than 66% of homes nearby

How 5609 N River Rd ranks against every home in each area.
MeasureThis homeByron 61010Ogle County
Estimated valuepricier than$198,71818% of homes44% of homes
Price per ft²pricier than$15123% of homes56% of homes
Living areabigger than1,312 ft²25% of homes31% of homes
Lot sizebigger than0.39 ac38% of homes51% of homes
Year builtnewer than199766% of homes79% of homes

About 5609 N River Rd

How much is 5609 N River Rd, Byron, IL worth?

The TopHap Estimate for 5609 N River Rd, Byron, IL is $198,718 as of Jul 14, 2026. The likely range is $173,361 to $224,075. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5609 N River Rd, Byron, IL last sell?

5609 N River Rd, Byron, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5609 N River Rd, Byron, IL?

5609 N River Rd, Byron, IL has 1,312 square feet of living space and a 0.39-acre lot.

When was 5609 N River Rd, Byron, IL built?

5609 N River Rd, Byron, IL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 5609 N River Rd, Byron, IL?

5609 N River Rd, Byron, IL is assigned to Mary Morgan Elementary School (elementary), rated A+; Byron High School 9-12 (high), rated A; Byron Middle School (middle), rated A. All sit in Byron Community Unit School District 226. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5609 N River Rd, Byron, IL compare to other homes in Byron 61010?

Among the 2,805 homes in Byron 61010, it is worth more than 18% of them ($198,718 against a typical $294,362), its price per square foot is higher than 23% of them ($151 against a typical $181), it is bigger than 25% of them (1,312 ft² against a typical 1,628 ft²), its lot is bigger than 38% of them (0.39 ac against a typical 0.5 ac) and it is newer than 66% of them (1997 against a typical 1992). Measured against all of Ogle County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5609 N River Rd, Byron, IL?

The 2025 property tax bill for 5609 N River Rd, Byron, IL was $3,319. The county assessed it at $59,181.

Closest homes

More homes in Byron 61010

Assigned schools

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