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Single Family ResidenceResidential
$358,857$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $42,000 on Jun 28, 2010

5640 CLAY RIDGE DR

ASBURY, IA 52002
3
Beds
3 / 1
Baths
1,754 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$359K
$321K low$397K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$42,000 · Jun 28, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$180,857
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,686
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$118,000
AMERICAN TRUST & SAVINGS BANK · R · recorded Nov 14, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
AMERICAN TRUST & SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,770 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$419,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$355,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$377,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$419,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDubuque
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Porch · 45 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carver Elementary SchoolA
Elementary · Grades PK–5 · 0.4 mi
M
Eleanor Roosevelt Middle SchoolB
Middle · Grades 6–8 · 0.5 mi
H
Hempstead High SchoolC
High · Grades 9–12 · 1.5 mi

District: Dubuque Community School District

Neighborhood · ZIP 52002These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,054
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.510 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,662
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,511
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5640 Clay Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Dubuque County
  • Costs less per square foot than 68% of homes in Dubuque 52002
  • Bigger than 71% of homes in Dubuque 52002
  • Newer than 90% of homes in Dubuque County

What homes are worth in Dubuque 52002

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$633K

This home is worth more than 63% of homes in Dubuque 52002.

How it measures up in Dubuque 52002

The dot is this home. The mark in the middle is the typical home in Dubuque 52002.

Estimated value$358,857
CheaperTypical $321,831Pricier

Pricier than 63% of homes nearby

Price per ft²$205
CheaperTypical $224Pricier

Pricier than 32% of homes nearby

Living area1,754 ft²
SmallerTypical 1,495 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.25 ac
SmallerTypical 0.25 acBigger

Bigger than 49% of homes nearby

Year built2010
OlderTypical 1994Newer

Newer than 83% of homes nearby

How 5640 Clay Ridge Dr ranks against every home in each area.
MeasureThis homeDubuque 52002Dubuque County
Estimated valuepricier than$358,85763% of homes74% of homes
Price per ft²pricier than$20532% of homes60% of homes
Living areabigger than1,754 ft²71% of homes68% of homes
Lot sizebigger than0.25 ac49% of homes50% of homes
Year builtnewer than201083% of homes90% of homes

About 5640 Clay Ridge Dr

How much is 5640 Clay Ridge Dr, Asbury, IA worth?

The TopHap Estimate for 5640 Clay Ridge Dr, Asbury, IA is $358,857 as of Jul 14, 2026. The likely range is $320,670 to $397,044. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5640 Clay Ridge Dr, Asbury, IA last sell?

5640 Clay Ridge Dr, Asbury, IA last sold on Jun 28, 2010 for $42,000, according to the county's recorded deed.

How big is 5640 Clay Ridge Dr, Asbury, IA?

5640 Clay Ridge Dr, Asbury, IA has 3 bedrooms, 3 bathrooms, 1,754 square feet of living space and a 0.25-acre lot.

When was 5640 Clay Ridge Dr, Asbury, IA built?

5640 Clay Ridge Dr, Asbury, IA was built in 2010, making it 16 years old. It is a ranch home. The building has 1 story.

What schools serve 5640 Clay Ridge Dr, Asbury, IA?

5640 Clay Ridge Dr, Asbury, IA is assigned to Carver Elementary School (elementary), rated A; Eleanor Roosevelt Middle School (middle), rated B; Hempstead High School (high), rated C. All sit in Dubuque Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5640 Clay Ridge Dr, Asbury, IA compare to other homes in Dubuque 52002?

Among the 5,790 homes in Dubuque 52002, it is worth more than 63% of them ($358,857 against a typical $321,831), its price per square foot is higher than 32% of them ($205 against a typical $224), it is bigger than 71% of them (1,754 ft² against a typical 1,495 ft²), its lot is bigger than 49% of them (0.25 ac against a typical 0.25 ac) and it is newer than 83% of them (2010 against a typical 1994). Measured against all of Dubuque County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5640 Clay Ridge Dr, Asbury, IA?

The 2024 property tax bill for 5640 Clay Ridge Dr, Asbury, IA was $4,770. The county assessed it at $419,100.

Closest homes

More homes in Asbury 52002

Assigned schools

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