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Single Family ResidenceResidential
$96,190$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $51,100 on Dec 30, 2002

5649 COUNTY ROAD 38

ALMA, NY 14708
3
Beds
1
Baths
1,310 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$96K
$57K low$136K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$51,100 · Dec 30, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$31,190
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,952
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
COMMUNITY BK NA · recorded Nov 19, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,539 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$102,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAllegany
Lot (acres)The size of the land the home sits on, from county records.1.50
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 228 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wellsville Secondary SchoolC
Middle · Grades 6–12 · 9.1 mi
E
Wellsville Elementary SchoolD
Elementary · Grades PK–5 · 9.9 mi

District: Wellsville Central School District

Neighborhood · ZIP 14708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.260
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,207
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,501
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5649 County Road 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 67% of homes in Alma 14708
  • Older than 66% of homes in Alma 14708

What homes are worth in Alma 14708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$215K

This home is worth more than 46% of homes in Alma 14708.

How it measures up in Alma 14708

The dot is this home. The mark in the middle is the typical home in Alma 14708.

Estimated value$96,190
CheaperTypical $102,272Pricier

Pricier than 46% of homes nearby

Price per ft²$73
CheaperTypical $72Pricier

Pricier than 53% of homes nearby

Living area1,310 ft²
SmallerTypical 1,180 ft²Bigger

Bigger than 59% of homes nearby

Lot size1.5 ac
SmallerTypical 5.1 acBigger

Bigger than 33% of homes nearby

Year built1957
OlderTypical 1971Newer

Newer than 34% of homes nearby

How 5649 County Road 38 ranks against every home in each area.
MeasureThis homeAlma 14708Allegany County
Estimated valuepricier than$96,19046% of homes38% of homes
Price per ft²pricier than$7353% of homes49% of homes
Living areabigger than1,310 ft²59% of homes43% of homes
Lot sizebigger than1.5 ac33% of homes47% of homes
Year builtnewer than195734% of homes47% of homes

About 5649 County Road 38

How much is 5649 County Road 38, Alma, NY worth?

The TopHap Estimate for 5649 County Road 38, Alma, NY is $96,190 as of Jul 14, 2026. The likely range is $56,670 to $135,710. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5649 County Road 38, Alma, NY last sell?

5649 County Road 38, Alma, NY last sold on Dec 30, 2002 for $51,100, according to the county's recorded deed.

How big is 5649 County Road 38, Alma, NY?

5649 County Road 38, Alma, NY has 3 bedrooms, 1 bathrooms, 1,310 square feet of living space and a 1.50-acre lot.

When was 5649 County Road 38, Alma, NY built?

5649 County Road 38, Alma, NY was built in 1957, making it 69 years old. It is a ranch home. The building has 1 story.

What schools serve 5649 County Road 38, Alma, NY?

5649 County Road 38, Alma, NY is assigned to Wellsville Secondary School (middle), rated C; Wellsville Elementary School (elementary), rated D. All sit in Wellsville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5649 County Road 38, Alma, NY compare to other homes in Alma 14708?

Among the 126 homes in Alma 14708, it is worth more than 46% of them ($96,190 against a typical $102,272), its price per square foot is higher than 53% of them ($73 against a typical $72), it is bigger than 59% of them (1,310 ft² against a typical 1,180 ft²), its lot is bigger than 33% of them (1.5 ac against a typical 5.1 ac) and it is newer than 34% of them (1957 against a typical 1971). Measured against all of Allegany County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5649 County Road 38, Alma, NY?

The 2025 property tax bill for 5649 County Road 38, Alma, NY was $1,539. The county assessed it at $102,400.

Closest homes

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Assigned schools

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