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Rural ResidenceResidential
$137,226$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 55How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

5849 STATE ROUTE 3

SARANAC, NY 12981
4
Beds
3
Baths
1,498 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
98.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$137K
$75K low$199K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,930 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$335,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$267,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$335,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$335,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.176 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.98.90
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 956 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saranac Elementary SchoolC
Elementary · Grades PK–5 · 11.7 mi
H
Saranac High SchoolB
High · Grades 9–12 · 11.8 mi
M
Saranac Middle SchoolC+
Middle · Grades 6–8 · 11.9 mi

District: Saranac Central School District

Neighborhood · ZIP 12981These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.156

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,605
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5849 State Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Clinton County
  • Costs less per square foot than 79% of homes in Clinton County
  • Has a bigger lot than 98% of homes in Clinton County
  • Newer than 74% of homes in Clinton County

What homes are worth in Saranac 12981

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$348K

This home is worth more than 40% of homes in Saranac 12981.

How it measures up in Saranac 12981

The dot is this home. The mark in the middle is the typical home in Saranac 12981.

Estimated value$137,226
CheaperTypical $150,226Pricier

Pricier than 40% of homes nearby

Price per ft²$92
CheaperTypical $102Pricier

Pricier than 37% of homes nearby

Living area1,498 ft²
SmallerTypical 1,373 ft²Bigger

Bigger than 59% of homes nearby

Lot size98.9 ac
SmallerTypical 5.7 acBigger

Bigger than 94% of homes nearby

Year built1991
OlderTypical 1980Newer

Newer than 70% of homes nearby

How 5849 State Route 3 ranks against every home in each area.
MeasureThis homeSaranac 12981Clinton County
Estimated valuepricier than$137,22640% of homes27% of homes
Price per ft²pricier than$9237% of homes21% of homes
Living areabigger than1,498 ft²59% of homes53% of homes
Lot sizebigger than98.9 ac94% of homes98% of homes
Year builtnewer than199170% of homes74% of homes

About 5849 State Route 3

How much is 5849 State Route 3, Saranac, NY worth?

The TopHap Estimate for 5849 State Route 3, Saranac, NY is $137,226 as of Sep 24, 2026. The likely range is $75,476 to $198,976. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5849 State Route 3, Saranac, NY last sell?

5849 State Route 3, Saranac, NY last sold on Dec 21, 2023, according to the county's recorded deed.

How big is 5849 State Route 3, Saranac, NY?

5849 State Route 3, Saranac, NY has 4 bedrooms, 3 bathrooms, 1,498 square feet of living space and a 98.90-acre lot.

When was 5849 State Route 3, Saranac, NY built?

5849 State Route 3, Saranac, NY was built in 1991, making it 35 years old. It is a cape cod home. The building has 2 stories.

What schools serve 5849 State Route 3, Saranac, NY?

5849 State Route 3, Saranac, NY is assigned to Saranac Elementary School (elementary), rated C; Saranac High School (high), rated B; Saranac Middle School (middle), rated C+. All sit in Saranac Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5849 State Route 3, Saranac, NY compare to other homes in Saranac 12981?

Among the 1,115 homes in Saranac 12981, it is worth more than 40% of them ($137,226 against a typical $150,226), its price per square foot is higher than 37% of them ($92 against a typical $102), it is bigger than 59% of them (1,498 ft² against a typical 1,373 ft²), its lot is bigger than 94% of them (98.9 ac against a typical 5.7 ac) and it is newer than 70% of them (1991 against a typical 1980). Measured against all of Clinton County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5849 State Route 3, Saranac, NY?

The 2024 property tax bill for 5849 State Route 3, Saranac, NY was $8,930. The county assessed it at $335,800.

More homes on State Route 3

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More homes in Saranac 12981

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