Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$212,393$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 49How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $240,000 on Mar 4, 2026

3970 STATE ROUTE 3

SARANAC, NY 12981
2
Beds
1
Baths
1,088 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$212K
$103K low$322K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Mar 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,850 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$84,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.60
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 120 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saranac Elementary SchoolC
Elementary · Grades PK–5 · 3.1 mi
H
Saranac High SchoolB
High · Grades 9–12 · 3.3 mi
M
Saranac Middle SchoolD+
Middle · Grades 6–8 · 3.4 mi

District: Saranac Central School District

Neighborhood · ZIP 12981These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.156

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,605
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3970 State Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Saranac 12981
  • Costs more per square foot than 95% of homes in Saranac 12981
  • Smaller than 76% of homes in Clinton County
  • Has a smaller lot than 93% of homes in Saranac 12981

What homes are worth in Saranac 12981

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$362K

This home is worth more than 79% of homes in Saranac 12981.

How it measures up in Saranac 12981

The dot is this home. The mark in the middle is the typical home in Saranac 12981.

Estimated value$212,393
CheaperTypical $149,904Pricier

Pricier than 79% of homes nearby

Price per ft²$195
CheaperTypical $103Pricier

Pricier than 95% of homes nearby

Living area1,088 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.6 ac
SmallerTypical 5.9 acBigger

Bigger than 7% of homes nearby

Year built1973
OlderTypical 1980Newer

Newer than 42% of homes nearby

How 3970 State Route 3 ranks against every home in each area.
MeasureThis homeSaranac 12981Clinton County
Estimated valuepricier than$212,39379% of homes59% of homes
Price per ft²pricier than$19595% of homes88% of homes
Living areabigger than1,088 ft²29% of homes24% of homes
Lot sizebigger than0.6 ac7% of homes42% of homes
Year builtnewer than197342% of homes50% of homes

About 3970 State Route 3

How much is 3970 State Route 3, Saranac, NY worth?

The TopHap Estimate for 3970 State Route 3, Saranac, NY is $212,393 as of Aug 30, 2026. The likely range is $103,265 to $321,521. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3970 State Route 3, Saranac, NY last sell?

3970 State Route 3, Saranac, NY last sold on Mar 4, 2026 for $240,000, according to the county's recorded deed.

How big is 3970 State Route 3, Saranac, NY?

3970 State Route 3, Saranac, NY has 2 bedrooms, 1 bathrooms, 1,088 square feet of living space and a 0.60-acre lot.

When was 3970 State Route 3, Saranac, NY built?

3970 State Route 3, Saranac, NY was built in 1973, making it 53 years old. It is a ranch home. The building has 1 story.

What schools serve 3970 State Route 3, Saranac, NY?

3970 State Route 3, Saranac, NY is assigned to Saranac Elementary School (elementary), rated C; Saranac High School (high), rated B; Saranac Middle School (middle), rated D+. All sit in Saranac Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3970 State Route 3, Saranac, NY compare to other homes in Saranac 12981?

Among the 1,114 homes in Saranac 12981, it is worth more than 79% of them ($212,393 against a typical $149,904), its price per square foot is higher than 95% of them ($195 against a typical $103), it is bigger than 29% of them (1,088 ft² against a typical 1,368 ft²), its lot is bigger than 7% of them (0.6 ac against a typical 5.9 ac) and it is newer than 42% of them (1973 against a typical 1980). Measured against all of Clinton County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3970 State Route 3, Saranac, NY?

The 2024 property tax bill for 3970 State Route 3, Saranac, NY was $1,850. The county assessed it at $84,000.

More homes on State Route 3

Closest homes

More homes in Saranac 12981

Assigned schools

Explore the area

See this home in context

Open 3970 State Route 3 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map