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Single Family ResidenceResidential
$904,136$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5955 RANCHERO RD

CEDAR FALLS, IA 50613
3
Beds
5.5
Baths
3,579 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$904K
$647K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$404,136
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$323,309
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
FARM CREDIT MID AMERICA FLCA · recorded Jul 24, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,484 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$912,890 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$831,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$816,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$912,890

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
57
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.2.62
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 568 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hudson Elementary SchoolA
Elementary · Grades PK–6 · 3.9 mi
M
Hudson High SchoolB
Middle · Grades 7–12 · 3.9 mi

District: Hudson Community School District

Neighborhood · ZIP 50613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,092
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,964
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5955 Ranchero Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Cedar Falls 50613
  • Costs more per square foot than 90% of homes in Black Hawk County
  • Among the largest homes in Black Hawk County
  • Has a bigger lot than 95% of homes in Black Hawk County
  • Among the newest homes in Cedar Falls 50613

What homes are worth in Cedar Falls 50613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$658K

This home is worth more than almost all homes in Cedar Falls 50613.

How it measures up in Cedar Falls 50613

The dot is this home. The mark in the middle is the typical home in Cedar Falls 50613.

Estimated value$904,136
CheaperTypical $258,451Pricier

Pricier than almost all homes nearby

Price per ft²$253
CheaperTypical $193Pricier

Pricier than 83% of homes nearby

Living area3,579 ft²
SmallerTypical 1,412 ft²Bigger

Bigger than 98% of homes nearby

Lot size2.62 ac
SmallerTypical 0.24 acBigger

Bigger than 94% of homes nearby

Year built2023
OlderTypical 1974Newer

Newer than almost all homes nearby

How 5955 Ranchero Rd ranks against every home in each area.
MeasureThis homeCedar Falls 50613Black Hawk County
Estimated valuepricier than$904,136almost all homesalmost all homes
Price per ft²pricier than$25383% of homes90% of homes
Living areabigger than3,579 ft²98% of homesalmost all homes
Lot sizebigger than2.62 ac94% of homes95% of homes
Year builtnewer than2023almost all homesalmost all homes

About 5955 Ranchero Rd

How much is 5955 Ranchero Rd, Cedar Falls, IA worth?

The TopHap Estimate for 5955 Ranchero Rd, Cedar Falls, IA is $904,136 as of Jul 14, 2026. The likely range is $646,882 to $1,161,390. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5955 Ranchero Rd, Cedar Falls, IA last sell?

5955 Ranchero Rd, Cedar Falls, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5955 Ranchero Rd, Cedar Falls, IA?

5955 Ranchero Rd, Cedar Falls, IA has 3 bedrooms, 5.5 bathrooms, 3,579 square feet of living space and a 2.62-acre lot.

When was 5955 Ranchero Rd, Cedar Falls, IA built?

5955 Ranchero Rd, Cedar Falls, IA was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 5955 Ranchero Rd, Cedar Falls, IA?

5955 Ranchero Rd, Cedar Falls, IA is assigned to Hudson Elementary School (elementary), rated A; Hudson High School (middle), rated B. All sit in Hudson Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5955 Ranchero Rd, Cedar Falls, IA compare to other homes in Cedar Falls 50613?

Among the 15,140 homes in Cedar Falls 50613, it is worth more than almost all of them ($904,136 against a typical $258,451), its price per square foot is higher than 83% of them ($253 against a typical $193), it is bigger than 98% of them (3,579 ft² against a typical 1,412 ft²), its lot is bigger than 94% of them (2.62 ac against a typical 0.24 ac) and it is newer than almost all of them (2023 against a typical 1974). Measured against all of Black Hawk County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5955 Ranchero Rd, Cedar Falls, IA?

The 2025 property tax bill for 5955 Ranchero Rd, Cedar Falls, IA was $13,484. The county assessed it at $912,890.

Closest homes

More homes in Cedar Falls 50613

Assigned schools

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