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Single Family ResidenceResidential
$107,338$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $65,000 on Mar 1, 2017

604 WATER ST

ALBERT LEA, MN 56007
3
Beds
1
Baths
1,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$107K
$78K low$137K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Mar 1, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$740 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFREEBORN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 204 ft²Porch · 287 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lakeview Elementary SchoolB-
Elementary · Grades PK–5 · 0.3 mi
M
Southwest Middle SchoolD+
Middle · Grades 6–7 · 1.0 mi
H
Albert Lea Senior High SchoolC-
High · Grades 8–12 · 2.0 mi

District: Albert Lea Public School District

Neighborhood · ZIP 56007These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.21,032
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,906
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

604 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Freeborn County
  • Costs less per square foot than 94% of homes in Albert Lea 56007
  • Has a smaller lot than 91% of homes in Freeborn County
  • Older than 89% of homes in Albert Lea 56007

What homes are worth in Albert Lea 56007

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$587K

This home is worth more than 20% of homes in Albert Lea 56007.

How it measures up in Albert Lea 56007

The dot is this home. The mark in the middle is the typical home in Albert Lea 56007.

Estimated value$107,338
CheaperTypical $176,536Pricier

Pricier than 20% of homes nearby

Price per ft²$73
CheaperTypical $139Pricier

Pricier than 6% of homes nearby

Living area1,472 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.12 ac
SmallerTypical 0.23 acBigger

Bigger than 12% of homes nearby

Year built1905
OlderTypical 1954Newer

Newer than 11% of homes nearby

How 604 Water St ranks against every home in each area.
MeasureThis homeAlbert Lea 56007Freeborn County
Estimated valuepricier than$107,33820% of homes18% of homes
Price per ft²pricier than$736% of homes6% of homes
Living areabigger than1,472 ft²64% of homes60% of homes
Lot sizebigger than0.12 ac12% of homes9% of homes
Year builtnewer than190511% of homes14% of homes

About 604 Water St

How much is 604 Water St, Albert Lea, MN worth?

The TopHap Estimate for 604 Water St, Albert Lea, MN is $107,338 as of Sep 24, 2026. The likely range is $78,139 to $136,537. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 604 Water St, Albert Lea, MN last sell?

604 Water St, Albert Lea, MN last sold on Mar 1, 2017 for $65,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 604 Water St, Albert Lea, MN?

604 Water St, Albert Lea, MN has 3 bedrooms, 1 bathrooms, 1,472 square feet of living space and a 0.12-acre lot.

When was 604 Water St, Albert Lea, MN built?

604 Water St, Albert Lea, MN was built in 1905, making it 121 years old. The building has 1 story.

What schools serve 604 Water St, Albert Lea, MN?

604 Water St, Albert Lea, MN is assigned to Lakeview Elementary School (elementary), rated B-; Southwest Middle School (middle), rated D+; Albert Lea Senior High School (high), rated C-. All sit in Albert Lea Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 604 Water St, Albert Lea, MN compare to other homes in Albert Lea 56007?

Among the 8,591 homes in Albert Lea 56007, it is worth more than 20% of them ($107,338 against a typical $176,536), its price per square foot is higher than 6% of them ($73 against a typical $139), it is bigger than 64% of them (1,472 ft² against a typical 1,280 ft²), its lot is bigger than 12% of them (0.12 ac against a typical 0.23 ac) and it is newer than 11% of them (1905 against a typical 1954). Measured against all of Freeborn County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 604 Water St, Albert Lea, MN?

The 2026 property tax bill for 604 Water St, Albert Lea, MN was $740. The county assessed it at $44,400.

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