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Single Family ResidenceResidential
$123,142$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $12,240 on Feb 22, 2016

607 SUMMIT ST

PROSPECT, NY 13435
4
Beds
1
Baths
2,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$123K
$106K low$141K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$12,240 · Feb 22, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$45,542
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,434
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$77,600
ADIRONDACK BANK · R · recorded Jun 23, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$724 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,217

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOneida
Lot (acres)The size of the land the home sits on, from county records.0.96
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Holland Patent Central High SchoolA
High · Grades 9–12 · 6.3 mi
M
Holland Patent Middle SchoolC+
Middle · Grades 6–8 · 6.6 mi
E
General William Floyd Elementary School
Elementary · Grades PK–2 · 9.2 mi

District: Holland Patent Central School District

Neighborhood · ZIP 13435These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,226
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

607 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Oneida County
  • Among the lowest price per square foot in Oneida County
  • Bigger than 85% of homes in Oneida County
  • Has a bigger lot than 80% of homes in Prospect 13435
  • Newer than 75% of homes in Prospect 13435

What homes are worth in Prospect 13435

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$301K

This home is worth more than 35% of homes in Prospect 13435.

How it measures up in Prospect 13435

The dot is this home. The mark in the middle is the typical home in Prospect 13435.

Estimated value$123,142
CheaperTypical $139,974Pricier

Pricier than 35% of homes nearby

Price per ft²$51
CheaperTypical $80Pricier

Pricier than 10% of homes nearby

Living area2,400 ft²
SmallerTypical 1,684 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.96 ac
SmallerTypical 0.42 acBigger

Bigger than 80% of homes nearby

Year built1930
OlderTypical 1890Newer

Newer than 75% of homes nearby

How 607 Summit St ranks against every home in each area.
MeasureThis homeProspect 13435Oneida County
Estimated valuepricier than$123,14235% of homes9% of homes
Price per ft²pricier than$5110% of homesalmost no homes
Living areabigger than2,400 ft²84% of homes85% of homes
Lot sizebigger than0.96 ac80% of homes70% of homes
Year builtnewer than193075% of homes36% of homes

About 607 Summit St

How much is 607 Summit St, Prospect, NY worth?

The TopHap Estimate for 607 Summit St, Prospect, NY is $123,142 as of Jul 14, 2026. The likely range is $105,629 to $140,655. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 607 Summit St, Prospect, NY last sell?

607 Summit St, Prospect, NY last sold on Feb 22, 2016 for $12,240, according to the county's recorded deed.

How big is 607 Summit St, Prospect, NY?

607 Summit St, Prospect, NY has 4 bedrooms, 1 bathrooms, 2,400 square feet of living space and a 0.96-acre lot.

When was 607 Summit St, Prospect, NY built?

607 Summit St, Prospect, NY was built in 1930, making it 96 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 607 Summit St, Prospect, NY?

607 Summit St, Prospect, NY is assigned to Holland Patent Central High School (high), rated A; Holland Patent Middle School (middle), rated C+; General William Floyd Elementary School (elementary). All sit in Holland Patent Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 607 Summit St, Prospect, NY compare to other homes in Prospect 13435?

Among the 128 homes in Prospect 13435, it is worth more than 35% of them ($123,142 against a typical $139,974), its price per square foot is higher than 10% of them ($51 against a typical $80), it is bigger than 84% of them (2,400 ft² against a typical 1,684 ft²), its lot is bigger than 80% of them (0.96 ac against a typical 0.42 ac) and it is newer than 75% of them (1930 against a typical 1890). Measured against all of Oneida County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 607 Summit St, Prospect, NY?

The 2024 property tax bill for 607 Summit St, Prospect, NY was $724. The county assessed it at $48,400.

Closest homes

More homes in Prospect 13435

Assigned schools

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